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Spending

A smarter view of your spending

See where your money goes with Spending

Our Mobile Banking app now comes with Spending.

Spending is a handy feature that automatically places your current account transactions into categories, so you can get a detailed picture of where your money goes each month.

Try it here first

We’ve created a demo version of Spending so that you can test it out and see how it works.

On the demo select Spending from the tabs at the bottom of the virtual device to get started.

Spending features

Categorisation

We sort your spending, so you don't have to

Your transactions will be automatically sorted into one of our eleven categories, giving you a clearer picture of how you spend your money.

Monthly View

Choose your date

When setting up Spending, you’ll be asked to choose your ‘first day’ of each month so the app knows when to start a new one. This can be whatever date you like. For example, you may wish to set this as your payday so you can analyse the entire period between getting your salary. You can amend this date after setup too, just visit the Settings section of your app.

High Security

Making sure you're secure

Spending comes with the same cutting-edge security features present in the rest of our app. You can choose from fingerprint, facial recognition or a 6-digit passcode to safeguard your app. For peace of mind, at no time will your data be stored on your phone. And when you log out, no trace of your account will be present on your phone. Fingerprint and facial recognition are available on selected devices.

Support with Spending

For any help or assistance when using Spending in your app, please see our frequently asked questions. 

Get started with Spending

Do you have our Mobile Banking app?

Follow these three simple steps

  1. 01

    Log in to your NatWest Mobile Banking app and tap Spending from the options along the bottom of the screen

  2. 02

    Select which accounts you'd like to include in your Spending view and choose the date you'd like your month to start, for example your payday

  3. 03

    Set up your categories for the transactions shown on screen

Congratulations, you will now be set up for Spending in your app. 

Download the app

If you don't already have our Mobile Banking app, you'll need to download it first to get started.

Download the app

If you don't already have our Mobile Banking app, you'll need to download it first to get started.

Download the app

If you don't already have our Mobile Banking app, you'll need to download it first to get started.

Then follow these three simple steps

  1. 01

    Log in to your NatWest Mobile Banking app and tap Spending from the options along the bottom of the screen

  2. 02

    Select which accounts you'd like to include in your Spending view and choose the date you'd like your month to start, for example your payday

  3. 03

    Set up your categories for the transactions shown on screen

Congratulations, you will now be set up for Spending in your app. 

Learn more about your mobile app

See your accounts with other banks

Do you have accounts with other banks? You could view those accounts on your NatWest mobile app

Your fastest way to bank

There's lots you can do with your mobile app, from logging in securely to paying someone new and much more