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With a Help to Buy: ISA, the UK Government will give you a bonus worth 25% of what you have saved when you are ready to buy your first home. You need to have saved at least £1,600 to qualify and the maximum savings that can qualify is £12,000. This money goes towards the completion cost of buying your first home.
When you are ready to buy your first home request to close your NatWest Help to Buy: ISA and once closed we will send you a Closing Document that your conveyancer (e.g. solicitor) will need to claim the bonus from the UK Government. Do not withdraw funds before closing your account and please allow 5 days for account closure and a further 5 days for the Closing Document to be sent.
Read the full rules of the Help to Buy: ISA scheme.
You can save up to £200 in your Help to Buy: ISA per calendar month.
If you set up a regular payment, known as a standing order, you don't need to think about moving money each month because it will happen automatically. You can easily change or cancel the standing order any time you like and you can choose how often you want to save.
If you have our mobile app you can set up a standing order quickly and easily - simply choose the account that you want the regular payment to come from and select the 'Standing order' section.
If you use online banking, simply select 'Payments and transfers' from the left hand menu and go to the 'Standing orders' section.
