Get Rewarded in 2017 | Reward accounts | NatWest

Get Rewarded in 2017

Earn Rewards on 7 types of household bills

As an existing customer, you can keep your debit card, sort code and account number

Our Reward accounts

To apply you must be 18 or over and a UK resident.
Monthly fee applies.

3% back in Rewards on 7 types of household bills

When you open a Reward current account, you'll earn Rewards when you pay these household bills by Direct Debit.

Plus, you'll get at least 1% in Rewards on qualifying spend at our Reward partners. 

Find out how to get rewarded

Rewards explained

What are Rewards?

They're simple

You automatically earn Rewards on seven selected household bills paid by Direct Debit and on purchases at partner retailers. 5.00 in Rewards = £5.00.


They could grow quickly

You could earn £83 on average in Rewards.


There's no limit to the Rewards you can earn. Average earning of £83 in Rewards a year is based on paying 7 types of household bills of £345 a month and is before the Reward monthly account fee is paid.


They're easy to exchange

As soon as your available Rewards balance is the equivalent of £5 or more, you can convert your Rewards to money, which you can either transfer into your NatWest current account or use towards reducing your Reward credit card balance.


Rewards can also be exchanged for gift cards or codes at selected retailers or converted to money and donated to participating charities.

How do I earn Rewards?

2% back in Rewards on seven household bills

You will earn Rewards on the following bills when you pay by Direct Debit from your Reward bank account; Council tax, gas, water, electricity, mobile and landline, broadband and TV packages.


Payments to billing organisations but which are for other services such as maintenance, repairs or insurance will not earn Rewards.   


At least 1% back in Rewards at partner retailers

After you've opened your account, you'll receive personalised retailer offers where you can earn extra Rewards when you use your NatWest debit card. To view your personalised offers, exchange any Rewards and to check your Rewards balance, you will need to register on the MyRewards site.

How do I exchange Rewards?

As soon as your available Rewards balance is the equivalent of £5 or more, you can login to MyRewards to exchange them. To login you will need to register, using your debit card. You can then choose from the following.



Bank it

Convert your Rewards into money. You can then transfer the money into your NatWest bank account or use towards reducing your Reward credit card balance. The funds will be cleared in your chosen account within 5 working days.


Trade up

Exchange your Rewards for gift cards or codes at our selected partner retailers.



Convert your Rewards into money, which can be donated to one of our chosen charities.

How could I earn Rewards with a NatWest credit card? 

Get rewarded for everyday spending with our Reward credit card


1% on your supermarket spend and 0.5% at their petrol stations


1% at MyRewards retailers


0.5% everywhere else, anywhere in the world!


Plus, we’ll refund the annual fee if you have a NatWest Reward current account.



Representative 23.7% APR (variable).

Annual fee applies.


To apply, you must be a mainland UK resident, 18+ and earn at least £10K per year.


Find out more and apply

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