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Move forward with your mortgage from NatWest
NatWest mortgages are available to over 18s. Your home may be repossessed if you do not keep up repayments on your mortgage.
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Ulster Bank mortgages are provided by NatWest. You don't need to be a NatWest customer to get an Agreement in Principle from us, and you're not committed to having a NatWest mortgage. An Agreement in Principle is also not a guarantee we can lend to you.
Mortgages made easier with NatWest
- Get an indication of how much you could borrow in minutes using our online Agreement in Principle
- Apply online, by phone or via video appointment
- You can upload, sign and see all your documents online with our paperless online application
- Up to £500 cashback on selected mortgages
- NatWest was voted 'Best Bank 2022' by Your Mortgage.
Find out what we could offer you
Step 1
- Our Agreement in Principle provides a personalised indication of how much you could borrow
- Will not impact your credit score
- Takes less than 10 minutes
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Ready to apply for your new mortgage?
Step 2
- Apply online today, or contact us if you'd like support
- Save progress and come back whenever you like
- Upload, submit and sign all of your documents online
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Mortgage guides
What is an Agreement in Principle?
An Agreement in Principle (AIP) gives you an understanding of how much you may be able to borrow towards the purchase or remortgage of a property. It's a document that you can use with an estate agent, or those selling a property, to show that you may be in a financial position to purchase it.
Your income
This is your gross income, this should match the amounts shown on your proof of income documents, e.g. pay slips and details of any other income you may have.
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Your outgoings
Details of outgoings such as loan repayments and credit card balances.
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Your address
Your current address and the date you moved to this address.
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What's next?
Once you have your Agreement in Principle in place, you can save your details so, when it's time, it's easy for you to apply.
You can apply online by retrieving your saved Agreement in Principle or by completing a new one. Then, select the mortgage you want and continue your mortgage application.
Or, if you'd like support, we're on hand to arrange a phone or video appointment with one of our qualified mortgage professionals.
Call us on ${dn-0800 096 9527} Opening hours
Relay UK: 18001 0800 096 9527
Already got a mortgage with Ulster Bank?
If you're thinking of moving home, buying a second home, buying or re-mortgaging a buy-to-let property, then find out about NatWest mortgages.
Moving home and want to take your existing mortgage deal with you? This is known as 'porting' and one of our Mortgage team will be happy discuss whether this is an option for you, along with any others.
Alternatively, if your looking for help and support regarding your current mortgage then visit manage your Ulster Bank mortgage.
Already have a NatWest mortgage?
If you're already a NatWest mortgage customer, you won't need to resubmit paperwork, such as evidence of income, unless your circumstances have changed.
Log in to Manage Your Mortgage, see what offers are available and apply online.
All you need are your mortgage account number, name, date of birth and your postcode.
Mortgage help and support
Need some help or want to talk to a qualified mortgage professional?
Call us
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