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NatWest mortgages

First time buyer offers and schemes

Offers and schemes for first time buyers

95% mortgages

Borrow up to 95% of the value of the home you want to buy

You'll need a deposit of at least 5%, but less than 10%. Plus, the property you're buying needs to be worth less than £600,000.

So, for a property worth £240,000, you'd need a deposit of £12,000. You could move in sooner than you think. 

Cashback mortgages

It pays to get a cashback mortgage with us

We’ll give your solicitor £250 cashback on the day you drawdown your mortgage.

This offer is only available on selected mortgages marked with 'cashback' and can be changed or withdrawn at any point. Early repayment charges may apply. Max loan to value (LTV) of 90%.

We don't currently offer any 95% mortgages

But don't worry, you can still use our rate finder to find a suitable mortgage and compare the different mortgage rates we do offer.

Go green and you could save money on your mortgage

Buy an energy efficient home and you could save money on your monthly mortgage payments.

Go green for discounted mortgage rates. 

NatWest Green Mortgages are available to over 18s purchasing a home with a valid Energy Performance Certificate (EPC) rating of A or B. Available on selected products. Product fees may apply. Your home may be repossessed if you do not keep up repayments on your mortgage.

Need some help?

Call us

Arrange a callback

Complete our quick form to arrange a callback at a time that suits you, including evenings and weekends.

This will allow you to arrange a phone or branch appointment with a qualified mortgage adviser.

Something else we can help you with?