PMA: There are a few things you could do to help make things easier. This includes getting registered on the electoral roll and checking your credit file to ensure every active account registered has the correct address. Errors can trigger rejection so if you think your file's wrong, ask the lender to correct it. You should also cancel unused cards because access to too much credit could be bad. And last but not least, make sure you avoid missing any payments and avoid paying late by setting up direct debits.