Borrowing more

Borrow more on your NatWest mortgage

Thinking of borrowing more on your NatWest mortgage?

Did you know that, if you have a residential mortgage with us, you could borrow up to 90% of the value of your home?

You could borrow extra on your mortgage for:

Home improvements

A dream holiday


We may also be able to help you with additional borrowing for other purposes. Talk to us about your specific needs.

What next?

Step 1

Complete our quick callback form to arrange to speak with a member of our team at a time that suits you, including evenings and weekends.

On this call that takes approx. 20 mins, we'll help you by confirming:

  • How much you could borrow 
  • What your monthly payments would be
  • Your interest rates

Step 2

If you would like to proceed with your application or need further advice following this call, our team will arrange an appointment for you to speak with a qualified mortgage adviser. 

Things to consider when borrowing more on your mortgage

  1. 01

    Applications for additional borrowing are subject to the loan to value and must meet our current lending requirements, which include being resident in the UK.

  2. 02

    Minimum amount is £10,000. (A personal loan could be an option if you need less)

  3. 03

    Minimum term 3 years - maximum term 35 years (maximum age 70)

  4. 04

    Additional borrowing is available on a capital and interest repayment basis. You may be able to borrow more on an interest only basis, subject to criteria.

  5. 05

    Where there is a consent to let on the property, borrowing is restricted to home improvements, raising equity to buy another property or buying out an existing holder/partner.

Something else we can help you with?