Porting

Thinking about moving home?

Take your current mortgage deal with you

Talk to us about your options
Call us, or we can call you...
Call 
Or arrange a free call back

 

Opening hours: 
Mon-Fri 8am-8pm, Sat 9am-4pm, Sun 9am-4pm.
Excluding public holidays.
Calls may be recorded.


Customers with hearing and speech impairments can contact us by using

Minicom number 0800 027 1396

Your home or your property may be repossessed if you do not keep up repayments on your mortgage.

2 ways to move your mortgage with NatWest...

1. Keep your current Natwest mortgage deal when moving. This is called Porting 

If you already have a NatWest mortgage and you're looking to move home, then you may be able to take your existing deal with you. No need to pay an early repayment charge.

 

Things to consider:

 

  • You'll need to qualify for a new mortgage, not be moving the rate to a new property you already own and not have a gap between selling and buying of more than four months.
  • If you need a bigger mortgage, then you can port your existing borrowing and take advantage of our current great deals for the difference
  • If you're downsizing and reducing the size of your mortgage, then an early repayment charge may be applicable, subject to any remaining overpayment allowance

Call us, or we can call you...

 

Call  0800 096 9527

 

Or arrange a free call back

 

Opening hours: 
Mon-Fri 8am-8pm, Sat 9am-4pm, Sun 9am-4pm.
Excluding public holidays.
Calls may be recorded.

 

Customers with hearing and speech impairments can contact us by using

Minicom number 0800 027 1396

 

 

 

2. Choose a new NatWest mortgage deal

If you are interested in applying for more funds on top of your existing mortgage for your new home then please apply online, at your local branch or over the phone.

 

Things to consider:

 

  • You can do this if your current mortgage is on standard variable rate or your current deal has ended or is about to end
  • You'll need to qualify for a new mortgage
  • If you are interested in one of our latest mortgage deals, you could apply for a brand new mortgage for your new home

View your latest deals

You could save money and find it easier staying with us

Because you are an existing mortgage customer, we want to make it easier for you to stay with us when you move home. This means you will probably not pay an early repayment charge when you take your existing rate to your new mortgage.

  • We already know you, so it's quicker and easier to buy your next home with us
  • Almost all of our mortgages are portable
  • When you move home you can take your existing mortgage balance at your existing rate and there is no need to pay an early repayment charge
  • If you need a bigger mortgage, then you can port your existing borrowing and take advantage of our current great deals for the difference
  • If you're downsizing and reducing the size of your mortgage, then an early repayment charge may be applicable, subject to any remaining overpayment allowance
Call us to book an appointment
Call us, or we can call you...
Call 
Or arrange a free call back

 

Opening hours: 
Mon-Fri 8am-8pm, Sat 9am-4pm, Sun 9am-4pm.
Excluding public holidays.
Calls may be recorded.


Customers with hearing and speech impairments can contact us by using

Minicom number 0800 027 1396

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