BTL Mortgage AIP requirements

  Here's what you'll need to have available...

Income and employment / self employment

  • 3 months payslips if employed
  • 2 years accounts and SA302's if self employed (Sole Trader / Partnership / Company Director)
  • If you are using any bonus / commission or overtime you will need 2 years P60's to evidence this
 
 

Outgoings

  • If you do not have a NatWest or Royal Bank of Scotland account we will require 3 months bank statements
  • Do you have any of the following; Credit cards, Loans, Hire Purchase, School fees, Maintenance payments
    • If so we will need to know the following;
      • Monthly cost
      • Balance outstanding
      • Length of agreement and interest rates where applicable
      • Any commitments for which you are committed to for more than 6 months

Property Portfolio

If you have any properties that you own or have an interest in we will require the following;

  • Full Address, Postcode and property particulars of all properties in the UK
  • Estimated Property value, details of any debt secured against it and associated monthly commitments
  • Monthly Rental income received from any investment properties
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