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Remortgage

Find out how to remortgage your home with us

Your steps to remortgaging with NatWest

Before you apply

What you need to have

It will help if you have the following documents handy

Three months' worth of payslips and bank statements to work out your income, plus any loan or credit card statements to help work out your monthly expenses.

Eligibility info

What you need to know

We don’t currently offer remortgages on multi-party (three or more applicants) or guarantor mortgages. All of our remortgage products are on a capital and interest basis only.

Credit checks

About soft and full credit checks

When you apply for an Agreement in Principle, we'll need to do a “soft credit check”. But don’t worry, this won’t affect your credit score. If you go on to apply for a remortgage, we'll do a full credit check, which will show up on your credit file.

Choose how you want to apply

Apply Online

Apply over the phone

Need additional support or advice to select the right mortgage product for your circumstances?

Make an appointment to speak to one of our mortgage professionals, over the phone or in a branch.

Our mortgage professionals will:

guide you through the mortgage process

help you to find the right mortgage

work out your monthly paments

complete your mortgage application

Call us now on 0800 096 9527

Relay UK: 18001 0800 096 9527

Already have a NatWest mortgage?

If you're already a NatWest mortgage customer, you won't need to resubmit paperwork, such as evidence of income, unless your circumstances have changed.

Log in to Manage Your Mortgage, see what offers are available and apply online.

All you need are your mortgage account number, name, date of birth and your postcode.