If you're looking for a loan, you've come to the right place
Representative 6.6% APR
About our loans
We offer loans of various amounts, terms and rates. It is important that you apply for an amount appropriate for your needs and that you are confident you can afford the repayments both now and in the future. The APR we may offer you on the day could be different to the representative APR shown.
If we've been able to tell you how likely you are to be accepted for a loan, there are a few things that could affect this:
- If you apply for a higher amount
- If you choose a shorter term
- If we think you won't be able to comfortably afford the monthly repayments
- If we've given you an indication of loan amount, the actual amount we could offer you will depend on the results of the credit check when you apply
Are you ready to apply?
We'll start with your free quote
At the start of your application, we’ll usually let you know if you could get a loan – and your personalised rate – without affecting your credit score. It’s then up to you if you want to go ahead.
To apply online, you'll need to:
- be 18+, a UK resident and have had a current account with us for at least three months.
- not have been declared bankrupt in the last six years.
- not have applied for a loan with us in the last 28 days.
Sounds good so far? Just a bit more info to get through:
We care about lending responsibly. So, you can’t use a loan from us for some things, including:
buying property, a static caravan, or land.
a deposit for property, a static caravan, or land.
household bills, rent or mortgage payments.
car tax.
business purposes.
late payments.
tax avoidance schemes.
court or solicitors’ fees.
- gambling.
- buying shares or other investment funds.
Are you an existing customer who needs a little more help? Maybe you’ve got a disability, English is your second language, or you’ve recently lost someone.
We’re here for you. Just let us know once, so we can update our systems and offer you the support you need.
You can tell us online, call us, or visit a branch. To share your details with us, go to Banking My Way.
We want you to be sure this loan is right for you. So before you carry on, please take a look at our lending commitments. They explain what you can expect from us and what we ask of you.
It's important for you to understand how we use and share your info. Before you continue with your application, please read how we use your data.