Paying by card can be easier than digging around for notes and coins. On the other hand, many debit card payments will also charge a foreign purchase fee – which can be up to 2.99% depending on your provider.
Just like debit cards, credit cards are widely accepted overseas, look out for the Visa and MasterCard logos. Exchange rates are set by Visa and MasterCard, and currencies change every day – if you’re getting money from a cashpoint abroad, you’ll pay a cash transaction charge of between 2% and 3%.
You can register your cards for travel using the mobile app to reduce the risk of any payments being blocked. You can also let us know online, over the phone or in a branch, and should let us know at least 24 hours before you go away.
MasterCard customers only, each credit card must be registered separately. App available to customers with Online Banking and a UK or international mobile number in specific countries.