You’ve written your CV, filled in endless application forms, and made it through some pretty gruelling interviews. Now, finally, you’ve got your first ‘proper’ job and soon you’ll get your first payslip. From commuting, to buying new work clothes, you’ll need to create a budget to see what you can afford to spend in the working world.


Just graduated? Now’s a good time to work out your budget and start thinking about how you’ll pay off any student debts. You may have a student loan, an overdraft and other debts to deal with. Not sure where to start?
Savings Goal Tool
Set up a savings goal to help you save for a house, car or holiday.
Salary Calculator
Work out what your take home pay is each month after tax and deductions.
Budget Calculator
Use our calculator to budget following graduation.
Your first payslip explained
Money Advice Service
UK careers, employment and recruitment
Graduate Jobs
UK student and graduate job website
Milkround
A government service that matches graduates with businesses
Graduate Talent Pool
About paying back your student loan
Gov.uk
Life as a new graduate
Save the Student
The current account for life after universityNatwest Graduate Account
Helping you to budget and take control of your financesManaging Your Money
Everything you need to get your foot on the ladder
Your First Home
Budget for your everyday needs following graduationNatwest Budget Calculator
Take a step back and let us help with your financesFree Financial Healthcheck
Earn 3% back on your household bills
Natwest Rewards
Some of these links are to non-NatWest websites. NatWest is not liable for the accuracy of the information provided on these websites.