Life Moments

How to remortgage

Looking for a new mortgage?

It's a good time to see if you can save on your monthly repayments by going for a mortgage with a lower interest rate. You could also change the amount or term of your mortgage.

Early repayment charges apply to fixed rate mortgages. They may also apply to other products, and you may have to pay product fees as well. 

Steps to follow

  1. 1

    Find out how much your home is worth and how much you have left to pay

    Get a copy of your latest mortgage statement from your current lender to see how much you have left to pay. And if you move your mortgage to us we'll pay your valuation and legal fees. Exclusions apply.

    Remember to check out if there are any early repayment charges on your current mortgage before you make any decisions. You can find out more about paying off your mortgage early by reading our guide.

  2. 2

    Check how much you could borrow

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    Use our tool to see how much you could borrow

    You can get an idea of how much we may be able to lend you using our calculator, all you need to do is enter a few details.
  3. 3

    See what NatWest could offer

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    Check out our range of mortgages

    If you're thinking of moving your mortgage to NatWest, take a look at what we offer and see what could work for you. NatWest mortgages are available to over 18s.
  4. 4

    Switch to a new deal

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    Already a NatWest mortgage holder?

    Take a look at the deals that you could switch to if you want to move from your current mortgage with us.

Is there something else you're looking for?

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