How to manage your budget | NatWest




How to manage your budget

If you feel as though your salary disappears as soon as it lands in your account, or you’re always running out of funds by the time payday rolls around, creating a budget for you or your family can be a great way to get back on top of your finances.

Our step by step budget calculator is an easy way to work out where your money goes every month and you’ll find more tips and advice in our guide to making a budget plan.

If your household bills are eating up more of your budget than you’d like, we’ve got some advice on how to manage them better and maybe make some savings along the way.

And even if you’ve still got cash left at the end of every month, you might still be surprised to see how much you’re spending on everyday essentials and where you could be making some serious savings. Take a look at the Money Advice Service’s cut-back calculator to see how small changes to your day-to-day spending could save you money in the long run. It all really does add up.


How to manage your budget

Try our budget calculator

Thanks, we appreciate the feedback.

Please tell us what you thought about this article.

"Invalid Characters: \/\\:&()<>"

Did you find this useful?

Cookies must be enabled

Add your signposting title here… Earn rewards for paying your bills

Earn 2% back in rewards on 7 types of household bills with our Reward account, as long as you pay them by Direct Debit. This applies to your Council Tax, water, gas, electricity, mobile, landline, TV package and broadband bills.

You can also earn at least 1% at our partner retailers when you use your NatWest debit card.

Account fee from £2 a month. You must be 18 or over and a UK resident. Specific account eligibility criteria apply

Reward accounts

  Mobile Banking app

Our mobile app lets you stay in touch with your finances at a time that suits you, and it's packed full
of features to let you do your day to day banking:

Pay your bills and contacts

Set up and manage standing orders

Manage and cancel Direct Debits

Log in using your fingerprint

App available to Online Banking customers with a UK or international mobile number in specific countries.
Payment limits apply. Touch ID is available on selected Apple devices. Android Fingerprint is available on
selected Android devices.

Learn more about our mobile app
More on managing your budget

If you're managing your money via Mobile or Online Banking, payments in and out of your account at the weekend have changed. Find out what this means for you

Set Tab for lightbox