Buying your first home

Help to Buy

Support for first time buyers

With the Government's Help to Buy scheme, your first home could be closer than you think with an Equity Loan of up to 20% of the property value.

Helping you buy your home

Equity loans are available to first time buyers as well as homeowners looking to move. The home you want to buy must be newly built with a price tag of up to £600,000.

A loan of up to 20% of the value of your home

Get up to 20% of the cost of your newly built home with a Help to Buy: Equity Loan

You may only need a 5% cash deposit and 75% mortgage to make up the rest of the purchase price

You won't be charged loan fees on the loan for the first five years of owning your own home

The scheme will run until the allocated funding is used up.

How much can I borrow?

Use our tool to get an idea of how much you could borrow with a NatWest mortgage to help start your home buying journey.

Manage your Help to Buy: ISA

Check out our Manage your Help to Buy: ISA page for more information on how you can close your account, claim your Help to Buy bonus, or reinstate your account if a purchase falls through.

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