Mobile banking | NatWest

Mobile banking

Manage your finances
on the move

Get the mobile app

Our mobile app
  • Managing your finances used to be an arduous process involving paper statements, trips to the branch and continuous worrying over your balance at the end of the month. Then came the smartphone and tablet. Now we expect the latest information at our fingertips, especially our banking.
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  • Mobile banking services are now accessed by millions of people each day, and for students, it provides a hands-on, hassle-free solution to managing your finances on the move.
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  • You may find that now you're at university, there's an extra burden of responsibility, whether it be your course, your living arrangements or your money management. But with mobile banking you can look after your finances from the comfort of your halls, or while on the move.
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  • Keeping your money safe is of huge importance at a time when funds are at a premium. Discover our top tips for online security by clicking here.

 

Six ways it makes your banking simpler

 

A quick and convenient log in

Login to your app securely using the fingerprint registered with Touch ID or Android Fingerprint, or alternatively set up a passcode of your choice.

 

Touch ID this is available to iPhone 5S, 6 and 6 Plus users with an iOS8 or higher operating system. Simply login once you’ve updated the app and go to the ‘More Menu’ to enable this option.

 

View Touch ID with our demo

 

Android Fingerprint is available on selected Android devices that support Fingerprint Authentication with an OS version of 6.0 (Marshmallow) or above. Simply login once you’ve updated the app and go to the ‘More Menu’ to enable this option.

 

View Fingerprint Login with our demo

Track your spending on the move

On the move? Check your balance and recent transactions any time, any place.

 

With our app you can view the balance on all accounts you hold with us, as well as view transactions as far back as seven years ago. Tap on a particular transaction to find out more details.

 

Take a look with our demo

Withdraw money even if you have left your card at home

You can still withdraw money at any NatWest, RBS Scotland or Tesco cashpoint thanks to Get Cash.

 

With Get Cash you can quickly choose an amount of cash that you would like to withdraw from within the app. We will then provide you with a secure cash code that will be valid for 3 hours. You can use this cash code yourself or text it to someone else. You can use this service up to twice a day, but can only have one cash code at any one time. If the code expires, the funds will re-credit your account within 24 hours.

 

To use this service;

 

  • Maximum withdrawal limit of £130 every 24 hours. This must be within your daily withdrawal limit.
  • You must have at least £10 available funds to withdraw from your account (including any overdraft facility).
  • You must have have an active debit card for your account.

 

For security reasons, the first time you use a feature that allows money to leave your account with the mobile app, you will be asked to confirm a second activation code.

 

Simply follow the on screen instructions to have an activation code text to you. This code will go to the mobile number we hold for you on our records.

 

 
 

Make payments up to £250 instantly without a card reader

Need to pay a friend or the plumber? Make payments securely with just an account number and sort code.

 

Important information

 

  • The payment details will not be saved.
  • You must be aged over 16 and have available funds to send from your account (including any overdraft facility).
  • Maximum of 5 payments totaling £250 per working day, which is separate from daily withdrawal and Get Cash limits.   

For security reasons, the first time you use a feature that allows money to leave your account with the mobile app, you will be asked to confirm a second activation code.

 

Simply follow the on screen instructions to have an activation code text to you. This code will go to the mobile number we hold for you on our records.

 

Watch how easy it is

No need to stand in a branch queue to cancel your Direct Debit

Set up, view and cancel your standing orders and Direct Debits using your banking app.

 

Open up the mobile app to set up standing orders to saved payees, companies or between your own accounts. You can view the status of your regular payments, check the details, keep an eye on the next payment date and cancel future payments.

 

  • To cancel a standing order from within the mobile app you must give two working days notice.
  • To cancel a Direct Debit from within the mobile app you have up; until 8.20pm (UK time) on the day the payment is due. At or after 8.20pm (UK time), the payment due on that day will have been taken and we will not be able to retrieve it.

For more details on setting up and cancelling regular payments and timescales, visit Support Centre.

 

See it with our demo

Pay Your Contacts using their mobile number

Split a taxi or go halves on dinner, with Pay Your Contacts you don't to need to swap bank details.

 

Choose a person from your Contact List or type a new number. You can pay anyone with a NatWest, Royal Bank of Scotland, Ulster, NatWest Offshore or Isle of Man mobile app, or registered for Paym. The person will receive the money instantly.

 

Important information

 

  • You must have available funds to send from your account (including any overdraft facility).
  • There is a maximum payment of £250 a day, which is separate from daily withdrawal and Get Cash limits.

 

For security reasons, the first time you use a feature that allows money to leave your account with the mobile app, you will be asked to confirm a second activation code.

 

Simply follow the on screen instructions to have an activation code text to you. This code will go to the mobile number we hold for you on our records.

 

 

Explore with our demo

Keep on top of your spending at uni

Your time at university is precious so don't waste time worrying about your finances. Our mobile app lets you stay in touch with your account at a time that suits you. Plus, beyond checking your balance it's packed full of features to let you do your day to day banking:

Pay your bills and friends

Set up and manage standing orders

Manage and cancel Direct Debits

Log in using your fingerprint

Learn more about the app
Mobile app

App available on most smartphones to NatWest customers with Online Banking and a UK mobile number

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