Select - our everyday bank account

Limited time offer - Switch online to NatWest and get £100!

No monthly fee

Our everyday bank account is called Select

With it you can get a range of time-saving features, like a contactless Visa debit card and an easy-to-use mobile app, which has just been voted 'Best Banking App', for the second year running, in the British Bank Awards 2018.

Switch online to us and get £100!

This offer is available to new and existing customers who switch their current account online.

Just use the Current Account Switch Service online to close your old current account held elsewhere and switch to us before 15 June. 

You’ll need to pay in at least £1,500 and log in to Online Banking or our Mobile Banking app by 13 July. We’ll then pay the £100 by 10 August 2018. 

Product features…

Mobile Banking app

Mobile Banking app

Our Mobile Banking app is so good it was voted by customers as the ‘Best Banking App’ in the British Bank Awards 2018 for the second consecutive year. The app is available to Online Banking customers with a UK or international mobile number in specific countries.

Mobile Banking app in detail

Log in with your fingerprint on selected Apple and Android devices– it’s simple, secure and fast.

View, cancel and amend your regular payments – so you manage your bills where and when it suits you. Limits apply.

Easily pay family and friends using their mobile number - (as long as they have our mobile app or are registered for Paym). Pay Your Contacts makes it quick and easy, and they’ll get the money instantly. Limits apply.

Get cash without your card – Ideal if you’ve left your card at home. Simply go to any NatWest or Tesco cash machine and follow the steps in the app. You can withdraw up to £130 every 24 hours.

That’s only half the story. Find out what else you can do with our award-winning app.

More about our Mobile Banking app

Joint account

You can open this account as a joint bank account, so two people can manage the finances. It can be ideal if you need to make shared payments, e.g. household bills, rent etc.

Joint account in detail

When applying, make sure you have the ID details for both people who are looking to open the joint account.

Arranged Overdraft

To help you out with those unexpected bills that can pop up occasionally.

Arranged Overdraft in detail

An Arranged Overdraft is a short-term way to borrow and can be a really useful way to pay for unexpected bills. An Arranged Overdraft means we’ve approved extra funds for you, which are available on your current account.

What you should know

You can arrange an overdraft with this bank account. We will only charge you interest and/or fees if you use your Arranged Overdraft. Subject to eligibility.

How much will I get?

It depends. We’ll look at your individual circumstances and decide on your overdraft limit. We’ll take into account age, earnings and credit rating.  Here’s a representative example, If you get an arranged overdraft limit of £1,200 on your bank account and use all of it, you will be charged arranged overdraft interest at 19.89% EAR (variable) and a monthly usage fee of £6.

Visa debit card

Make purchases. Withdraw cash. Pay contactless

Visa debit card in detail

Use your Visa Debit card to pay for purchases in shops and online, travel, meals out, coffees etc.

What is contactless?

Want to pay quickly and securely for amounts of less than £30? Just look for the contactless symbol, then touch your card against the reader. Simple as that! You can also pay contactless by using Apple Pay or Android Pay. 

24/7 banking

Access your account wherever, whenever.

24/7 banking in detail

Because we all lead busy lives, we’ve made it easy for you to access your account whenever it suits you, through our Online Banking or our Mobile Banking App. Alternatively call one of our UK call centres, available 24 hours a day.

Everyday support

Text alerts, email alerts, manage Direct Debits and more.

Everyday support in detail

Our bank accounts are designed to help you with your day to day banking needs. You can set up text alerts and manage Direct Debits as a convenient way to pay household bills or memberships to gyms etc.

What are text alerts?

Text alerts are a really neat way of keeping tabs on your money. You can get a text alert to let you know when your balance is about to go below a certain limit, or to let you know what your balance is at a specific time.  You can set them up when you fill in the online application form or in our Mobile Banking app.

How to apply online

Have ID ready

We’ll need some details from you, such as your address history, monthly income and some ID.

Start your application

You can apply online right now if you are ready. Just use the section below to tell us about yourself.

How long will it take?

You should be able to complete the online application within an average lunch break.

I'm ready to apply

Great, thanks for choosing to bank with us. Are you a…

Good news - this account is eligible for the £100 switching offer!

By proceeding below you will apply for a new current account with us. 

To make sure that you are eligible for the £100 here's a reminder of a few key details:

During the application you must choose the option to close your old current account held elsewhere and switch into your new NatWest account.

You’ll need to pay in at least £1,500 and log in to Online Banking or our Mobile Banking app by 13 July

We’re sorry but if you’ve had cashback from NatWest between October 2017 and May 2018, you won’t get it again.

Switching Offer Terms and Conditions

And now for the important legal stuff...

To open this account you must meet these requirements

Aged 18+

A UK resident

Have not been declared bankrupt over the past 6 years

Important Information

Please take some time to review, print and/or save the important information. By clicking to proceed you are confirming that you have been provided with, and have acknowledged our important documents including the FSCS information sheet.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Are you ready to continue?

Want to switch to NatWest from another bank?

Great! Now we know a bit more about you, we can get started…

Would you like to open a joint account?

What would you like to do today?