fhc-steps

What should we call you?

We need some details to start the review. Your details won’t be shared with any third parties.

First name *

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Last name *

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Email *

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I agree to NatWest contacting me with review updates and the option to retake the Digital Financial Health Check by email

Has Covid-19 affected your personal or household finances?

We've come up with plenty of ways to help you manage if you're now earning less or have been able to save more.

Yes, it's had a huge impact. I'm struggling to make ends meet

Yes, a bit, as I'm earning less money at the moment

Luckily, it hasn't affected me negatively

Do you ever have money left at the end of the month?

Many live month to month and run out of funds before payday. We’ve got savings tools and tips that could help.

Never, I'm often near or at my overdraft limit

Not often, I'm usually out of cash before payday

It depends on the month, sometimes I have money left over

Yes, usually. I'm quite good at spending within my budget

Always, I'm very organised and have money to spend or save

Are you up to date with the latest money scams?

Criminals are always looking for ways to get you to hand over your money or personal details, so it's really important to know how to spot a scam.

Yes, I've done my research so I know what to look out for

A bit, but I don't expect it to happen to me

No, I'm worried I might get caught out

Do you use any borrowing methods to stretch your salary each month?

This includes overdrafts, credit cards, loans or store cards but excludes any student loans or mortgages you might have.

I don't use any borrowing methods

Some, I'm on top of my borrowing and don't get charged

I do, I mainly borrow for things like large purchases or to spread spending and make it more manageable

A lot, It would be a struggle to get by without my overdraft or other borrowing methods

Do you have plans to pay for something big, or consolidate a debt?

We've got tools and tips to help if it's for something practical like a car, or romantic like a wedding.

Consolidating or paying off a debt

Home improvements

A car

A wedding

A holiday

Something else not listed here

Nothing at the moment

What best describes your living situation?

We can share savings tips to help you get on the property ladder or, if you already have a mortgage, could help you get the most out of your existing deal.

I'm renting or living rent-free with family, but looking to buy a property soon

I own my house or have a mortgage and am looking to move

I have a mortgage with NatWest and am looking to make changes

I have a mortgage with another lender that's due for renewal

I own my house or have a mortgage, and am looking to buy to let

I don't have plans to make any home or mortgage changes

I'm renting or living rent-free with family, and not looking to buy a property at the moment

Have you thought about how you can financially help your loved ones if the worst was to happen?

Making sure your loved ones are protected if something happens to you could be easier than you think.

Yes, I have policies and savings in place so they'll be fine

I've not thought about it

This is not a priority for me right now

How would you manage if you got seriously ill?

It's a good idea to have cover in place in case you become ill and are unable to work and cover essential life costs.

I have plans in place

I'm not sure, I haven't thought about it

This is not a priority for me right now

Do you have a will?

You'll have peace of mind if you know there are plans in place for your finances when you've gone.

Yes, and there have been no significant changes in my life

Yes, but there have been significant changes in my life (e.g. marriage, kids) since I made it and I haven't changed them yet

No, I don't have one but I've been thinking about it

No, this isn't a priority for me at the moment

What plans do you have to fund your retirement?

If we know your plans, we could help you make the most of your retirement. You can select more than one option.

Investments

Rental income

Downsizing or selling my home

Any state, workplace, and private pensions

I don’t know yet

Almost there

Before we share our tips and suggestions that could help you plan for your financial future, there’s one last verification step. Please enter the code below.

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