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NatWest Bank Accounts
Find the right bank account for you
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Our most popular account for day-to-day banking, with no monthly fee
Manage your account using our Mobile Banking app. Criteria applies
Multiple ways to pay; Apple Pay, Google Pay™ and Contactless Debit Card Limits apply
No monthly fee.
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To apply, you need to be 18+ and a UK resident.
Additional bank accounts
We also offer additional bank accounts to suit your needs
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Specific account eligibility criteria applies.
Reward
Earn monthly Rewards
For £2 a month you'll get:
£4 a month back in Rewards for 2 or more Direct Debits (at least £2 each)
£1 a month back in Rewards with 1 mobile app log in
1% back in Rewards when you spend at our partner retailers: Caffe Nero, Europcar and more
To apply, you need to be 18+ and a UK resident. To hold a Reward account, you'll need to pay £1,250 into your eligible NatWest account every month
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Student
Get uni life off to a great start
Choose 1 of 3 great offers; a tastecard™, Amazon Prime membership or National Express Coachcard
Get an interest free overdraft of up to £2,000 (£500 in the first term) 18+, subject to approval
Use our mobile app to help you bank anytime, anywhere
International students can get the account for a £10 monthly fee
No monthly fee for UK students
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Child & Teen
Helping 11-18 year olds start managing their money
Pays interest on your balance
Easy to use mobile app, with added payment restrictions for peace of mind
Get your own Contactless Debit Card, works with Apple Pay and Google Pay™.
Apple Pay available for ages 13+.
Google Pay™ available for ages 16+.
No monthly fee
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Foundation account
If you've encountered difficulties with money, you may not be eligible for a number of our bank accounts and might be offered the Foundation account instead.
You can't apply directly for this account. We may offer it to you if we think it's more suitable during an application for one of our other accounts.
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Supporting our customers
If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here
Financial services compensation scheme
Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
Find out more about the scheme and how it protects your money.