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Manage your account using our Mobile Banking app. Criteria applies.
Multiple ways to pay; Apple Pay, Google Pay and Contactless Visa Debit Card. Limits apply.
£175 when you Switch
No monthly fee
To apply, you need to be 18+ and a UK resident.
Compare our reward accounts below and choose one that best suits your needs. Earn £4 a month back in Rewards for 2 or more Direct Debits – they need to be at least £2 each. Plus, an extra £1 a month back in Rewards with 1 mobile app log in.
To apply, you need to be 18+ and a UK resident. To hold a Reward account, you'll need to pay £1,250 into your eligible NatWest account every month (not applicable for Reward Silver or Reward Platinum)
For £2 a month you'll get:
Up to £5 a month back in Rewards
1% back in Rewards when you spend at our partner retailers: Caffe Nero, Europcar and more
£175 when you Switch
For a monthly fee of £10 you'll get all the benefits of our Reward account, plus:
European travel insurance
Mobile phone insurance
Fee free debit card purchases abroad
2 for 1 or 50% off your food bill at thousands of UK restaurants with tastecard™
Up to 40% off the price of cinema tickets
£175 when you Switch
For a monthly fee of £20 you'll get all the benefits of our Reward Silver account, plus:
Worldwide travel insurance
UK car breakdown cover
Discounts on holidays when you book with Platinum Travel Service
Two free UK airport lounge passes with each Platinum Travel Service holiday booking
£175 when you Switch
Our accounts are tailored for whatever stage of life you're at.
Choose 1 of 3 great offers; a tastecard™, Amazon Prime membership or National Express Coachcard
Get an interest free overdraft of up to £2,000 (£500 in the first term)
Use our mobile app to help you bank anytime, anywhere
International students can get the account for a £10 monthly fee
No monthly fee for UK students
Pays interest on your balance
Easy to use mobile app, with added payment restrictions for peace of mind
Get your own Visa debit card
No monthly fee
If you're looking to share your account with another, a joint bank account could make sense. Select, our everyday bank account, and all our Reward accounts are available as joint accounts too.
Moving in with someone? Check out our handy tips to help set up your new home.
If our other accounts aren't quite right for you, see what else we have.
Specific account eligibility criteria applies.
If you've encountered difficulties with money, you may not be eligible for a number of our bank accounts and might be offered the Foundation account instead.
Get your own Visa Debit card (*contactless not available)
Easy to use mobile app
No monthly fee
You can't apply directly for the Foundation current account. We may offer it to you if we think it's more suitable during an application for one of our other accounts.
If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here
Between 27 March and 2nd April 2020, we will be making some changes. The changes vary depending on the account you have with us. You can find out more by visiting our overdraft pricing changes hub.
Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
Find out more about the scheme and how it protects your money.
