Overlay
NatWest Bank Accounts

Find the right bank account for you

Select Account

Our most popular account for day-to-day banking, with no monthly fee

Manage your account using our Mobile Banking app. Criteria applies.

Multiple ways to pay; Apple Pay, Google Pay and Contactless Visa Debit Card. Limits apply.

No monthly fee

To apply, you need to be 18+ and a UK resident.

Additional bank accounts

We also offer additional bank accounts to suit your needs

Specific account eligibility criteria applies.

Student

Get uni life off to a great start

Choose 1 of 3 great offers; a tastecard™, Amazon Prime membership or National Express Coachcard

Get an interest free overdraft of up to £2,000 (£500 in the first term). 18+, subject to approval.

Use our mobile app to help you bank anytime, anywhere

International students can get the account for a £10 monthly fee

No monthly fee for UK students

Reward

Earn monthly Rewards

For £2 a month you'll get:

£4 a month back in Rewards for 2 or more Direct Debits (at least £2 each)

£1 a month back in Rewards with 1 mobile app log in

1% back in Rewards when you spend at our partner retailers: Caffe Nero, Europcar and more

To apply, you need to be 18+ and a UK resident. To hold a Reward account, you'll need to pay £1,250 into your eligible NatWest account every month

Child & Teen

Helping 11-18 year olds start managing their money

Pays interest on your balance

Easy to use mobile app, with added payment restrictions for peace of mind

Get your own Visa debit card, works with Google Pay™ and Apple Pay. Criteria applies.

No monthly fee

Foundation account

If you've encountered difficulties with money, you may not be eligible for a number of our bank accounts and might be offered the Foundation account instead.

 You can't apply directly for this account. We may offer it to you if we think it's more suitable during an application for one of our other accounts.

Joint accounts

If you're looking to share your account with another, a joint bank account could make sense.

European accounts

If you live in the EU area, we have bank accounts just for you.

I would like to...

current-account-tasks

Switch my current account

The Current Account Switch Service will move everything across from your old account to your new account within 7 working days.

Open a joint account

If you're looking to share your account with another, a joint bank account could make sense.

Manage my existing account

Discover more about your account and any benefits it may have.

For our existing customers...

If you're a NatWest current account customer you can change your existing current account to a packaged account.
NW_icon_app_blue

Reward Silver

£10 monthly fee.

Reward Platinum

£20 monthly fee.

Premier Reward Black

£31 monthly fee. Premier criteria applies.

Supporting our customers

If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here

Financial services compensation scheme

Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Find out more about the scheme and how it protects your money.