Bank accounts

Our range of bank accounts

An everyday bank account

Our everyday bank account is called Select. With this account, you can get a range of time-saving features, such as a contactless debit card and our easy-to-use, award-winning Mobile Banking app, which was voted 'Best Banking App', for the second year running, in the British Bank Awards 2018.
To apply, you must be 18+ and a UK resident.

Select account

No monthly fee

Easy-to-use Mobile Banking app

24/7 Online Banking

Contactless debit card

Option to apply for an overdraft

Reward bank accounts

If you want more from your bank account, like being able to earn Rewards or travel or mobile phone insurance, one of our Reward accounts might be just the thing. All these accounts come with all the great features of our Select everyday bank account.
To apply, you must be 18+ and a UK resident. To earn Rewards you need to access Online or Mobile Banking once every 3 months.

Reward account

£2 monthly fee

2% back in Rewards on eligible household bills

At least 1% back in Rewards at our partner retailers

Pay at least £1,500 into your account every month

Reward Silver

£12 monthly fee

Mobile phone insurance

European travel insurance

Discounts on eating out with tastecard

2% back in Rewards on eligible household bills

Reward Platinum

£19 monthly fee

Mobile phone insurance

Worldwide travel insurance

UK car breakdown cover

2% back in Rewards on eligible household bills

Joint bank accounts

If you are looking to manage your money with another account holder, a joint bank account could make sense. Select, our everyday bank account, and all our Reward accounts are available as joint accounts. 

Student and graduate accounts

We’ve got student bank accounts and a graduate bank account, both with great features to give you a helping hand in life.
To apply for the student account or the graduate account, specific eligibility criteria apply. You need to be 18+ to apply for an Arranged Overdraft.

UK Student bank account

No monthly fee

Choose an offer from Amazon, National Express or tastecard 

Easy-to use Mobile Banking app  

Interest free overdraft up to £2,000 (£500 in first term)

International student bank account

£10 monthly fee

Choose an offer from Amazon, National Express or tastecard

Easy-to-use Mobile Banking app

Visa Debit card

Graduate bank account

No monthly fee

Interest free overdraft up to £2,000 (for your first year)

Discounts on eating out with tastecard

Easy-to-use Mobile Banking app

Children's account

If you’re looking for a children’s bank account, our Adapt account offers everything they need to become a lot more savvy with money. If you’re looking for an account for someone under the age of 11, we can still help. Why not take a look at our children's savings accounts.
To be eligible for this account you must be 11-18 years old and a UK resident.

Adapt bank account

No monthly fee

Pays interest on your balance

Get your own Visa debit card

Easy-to-use Mobile Banking app (payment restrictions apply)

Our other current accounts

If you’re thinking none of the accounts you’ve seen so far are right for you, see what else we have.
To apply for any of the accounts in this section, eligibility criteria apply.

Foundation account

If you don’t meet the criteria of our other accounts

If you’ve had difficulty with your banking in the past, this account might suit you if you're not eligible for any of our other accounts. It's a basic account to help you manage your money.

European accounts

Living in the EU?

If you live in the EU area, we have bank accounts just for you.

Reward Black

£28 monthly fee

For our Premier customers only. It comes with an extensive range of features. Premier banking criteria applies. 

Have a look at some of our service measures

If you want to see how we have performed in key service areas, you can get a detailed view here

We'll help you switch to NatWest

We can help you switch bank accounts within your application – to start, just choose the bank account that’s right for you.

Our Switching Service will move everything across from your old account to your new NatWest account, including Direct Debits, standing orders etc, within 7 working days. It’s completely free and is backed by an industry-wide guarantee to ensure the move goes smoothly.

Already a NatWest customer?

Want to squeeze every last bit of goodness out of your account? We’ve got some useful tips. We can help with changing or upgrading too.

Something else we can help you with?