NatWest Bank Accounts

Compare our bank accounts

Everyday bank account - Select

A simple bank account for your day-to-day banking

Easy to use mobile banking app

Contactless Visa Debit Card

Also available as a joint account

No monthly fee

To apply, you must be 18+ and a UK resident.

Reward bank accounts

Bank accounts packed with benefits. Get 2% back in Rewards on eligible household bills paid by direct debit. Plus all the features of our everyday bank account too.

To apply, you must be 18+ and a UK resident. To earn Rewards you need to access Online or Mobile Banking once every 3 months.


2% back in Rewards

1% back in Rewards at our partner retailers

Pay at least £1,500 into your account every month

£2 monthly fee

Reward Silver

2% back in Rewards

Mobile phone insurance

European travel insurance

Discounts on eating out with tastecard

£10 monthly fee

Reward Platinum

2% back in Rewards

Comprehensive mobile phone insurance

Worldwide travel insurance

UK car breakdown cover

£20 monthly fee

Switch to NatWest

We can help you switch bank accounts within your application - to start, just choose the bank account that's right for you.

Our Switching Service will move everything across from your old account to your new NatWest account, including Direct Debits, standing orders etc, within 7 working days. It's completely free and is backed by an industry wide guarantee to ensure the move goes smoothly.

Student bank account

Get uni life off to a great start
  • Interest free overdraft up to £2000 (£500 in your first term)
  • Choose one of 3 great offers; a tastecard, Amazon Prime Student membership or National Express Coachcard
  • Easy to use mobile app to help you bank anytime, anywhere 
  • £10 monthly fee for the International student account

Specific eligibility criteria applies for UK and international students. You need to be 18 or over and have lived in the UK for 3+ years to apply for an Overdraft.

Children's bank account - Adapt

Helping 11-18 year olds to start managing their money.

Pays interest on your balance

Get your own Visa Debit card

Easy to use mobile app (with payment restrictions)

No monthly fee

To be eligible you must be 11-18 years old and a UK resident

Joint bank accounts

If you're looking to share your account with another, a joint bank account could make sense. Select, our everyday bank account, and all our Reward accounts are available as joint accounts too. 

Moving in with someone? Check out our handy tips to help set up your new home.

Read our guide

Other current accounts

If none of the accounts you’ve seen so far are right for you, see what else we have.

To apply for any of the accounts in this section, eligibility criteria apply.

Foundation account

This account might suit you if you’re not eligible for any of the other accounts you apply for. It's a basic account to help you manage your money.

European accounts

If you live in the EU area, we have bank accounts just for you.

Premier accounts

An exclusive service with a range of bank accounts to choose from.

Supporting our customers

If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here

Already a NatWest customer?

Want to squeeze every last bit of goodness out of your account? We’ve got some useful tips. We can help with changing or upgrading too.

Check out our guide if you'd like some help managing your money with tips on reducing your spending and starting to save.

Financial services compensation scheme

Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Find out more about the scheme and how it protects your money.

Something else we can help you with?