Bank accounts

£175 when you switch and stay with NatWest

Everyday bank account - Select

A simple bank account for your day-to-day banking

Get £175 when you switch and stay

Easy to use mobile banking app

Contactless Visa Debit Card

Also available as a joint account

No monthly fee

To apply, you must be 18+ and a UK resident.

Reward bank accounts

Bank accounts packed with benefits. Get 2% back in Rewards on eligible household bills paid by direct debit. Plus all the features of our everyday bank account too.
To apply, you must be 18+ and a UK resident. To earn Rewards you need to access Online or Mobile Banking once every 3 months.

Reward

2% back in Rewards

Get £175 when you switch and stay

1% back in Rewards at our partner retailers

Pay at least £1,500 into your account every month

£2 monthly fee

Reward Silver

2% back in Rewards

Get £175 when you switch and stay

Mobile phone insurance

European travel insurance

Discounts on eating out with tastecard

£10 monthly fee

Reward Platinum

2% back in Rewards

Get £175 when you switch and stay

Comprehensive mobile phone insurance

Worldwide travel insurance

UK car breakdown cover

£20 monthly fee

Switch and stay with NatWest

Switch to NatWest and we'll give you £125 when you switch and another £50 when you're still with us a year later. 

This offer is available to new and existing customers who are resident in the UK. 

To be eligible for the offer you need to: 

  • Apply for a new account or switch in to an existing account with us before 7th June. 
  • Complete your switch using the Current Account Switch Service.  
  • Pay in at least £1,500 and log in to Online or Mobile Banking by 12th July. We'll then pay you £125 by 9th August. 
  • Use your debit card for the account at least once a month and we'll pay you £50 by 30th June 2020. 

We're sorry but if you've had cashback for switching to NatWest (or Royal Bank of Scotland) since October 2017 you won't be able to get it again. 

This offer can be withdrawn at anytime. 

Take a look at the full offer Terms and Conditions 

Student bank account

Pick a perk to help with uni life

Choose either an Amazon, National Express or tastecard offer

Easy to use mobile app

International student account with £10 monthly fee

UK student account has no monthly fee

Specific eligibility criteria applies for UK and international students.

Children's bank account - Adapt

Helping 11-18 year olds to start managing their money.

Pays interest on your balance

Get your own Visa Debit card

Easy to use mobile app (with payment restrictions)

No monthly fee

To be eligible you must be 11-18 years old and a UK resident

Joint bank accounts

If you're looking to share your account with another, a joint bank account could make sense. Select, our everyday bank account, and all our Reward accounts are available as joint accounts too. 

Moving in with someone? Check out our handy tips to help set up your new home.

Read our guide

Other current accounts

If none of the accounts you’ve seen so far are right for you, see what else we have.
To apply for any of the accounts in this section, eligibility criteria apply.

Foundation account

This account might suit you if you’re not eligible for any of the other accounts you apply for. It's a basic account to help you manage your money.

European accounts

If you live in the EU area, we have bank accounts just for you.

Premier accounts

An exclusive service with a range of bank accounts to choose from. Also included in our £175 Switch and stay offer.

Supporting our customers

If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here

Already a NatWest customer?

Want to squeeze every last bit of goodness out of your account? We’ve got some useful tips. We can help with changing or upgrading too.

Check out our guide if you'd like some help managing your money with tips on reducing your spending and starting to save.

Financial services compensation scheme

Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Find out more about the scheme and how it protects your money.

Something else we can help you with?