Bank accounts

Our range of bank accounts

Everyday bank account - Select

A simple bank account for your day-to-day banking

Easy to use mobile banking app

Contactless Visa Debit Card

Also available as a joint account

No monthly fee

To apply, you must be 18+ and a UK resident.

Reward bank accounts

Bank accounts packed with benefits. Get 2% back in Rewards on eligibile household bills paid by direct debit. Plus all the features of our everyday bank account too.
To apply, you must be 18+ and a UK resident. To earn Rewards you need to access Online or Mobile Banking once every 3 months.

Reward

2% back in Rewards

1% back in Rewards at our partner retailers

Pay at least £1,500 into your account every month

£2 monthly fee

Reward Silver

2% back in Rewards

Mobile phone insurance

European travel insurance

Discounts on eating out with tastecard

£12 monthly fee

Reward Platinum

2% back in Rewards

Mobile phone insurance

Worldwide travel insurance

UK car breakdown cover

£19 monthly fee

Student bank account

Pick a perk to help with uni life

Choose either an Amazon, National Express or tastecard offer

Easy to use mobile app

International student account with £10 monthly fee

UK student account has no monthly fee

Specific eligibility criteria applies for UK and international students.

Children's bank account - Adapt

Helping 11-18 year olds to start managing their money.

Pays interest on your balance

Get your own Visa Debit card

Easy to use mobile app (with payment restrictions)

No monthly fee

To be eligible you must be 11-18 years old and a UK resident

Joint bank accounts

If you are looking to share your account with another, a joint bank account could make sense. Select, our everyday bank account, and all our Reward accounts are available as joint accounts too. 

Other current accounts

If none of the accounts you’ve seen so far are right for you, see what else we have.
To apply for any of the accounts in this section, eligibility criteria apply.

Foundation account

This account might suit you if you’re not eligible for any of the other accounts you apply for. It's a basic account to help you manage your money.

European accounts

If you live in the EU area, we have bank accounts just for you.

Reward Black

For our Premier customers only. It comes with an extensive range of features. Premier banking criteria applies. £28 monthly fee.

Have a look at some of our service measures

If you want to see how we have performed in key service areas, you can get a detailed view here

We'll help you switch to NatWest

To start, just choose the bank account that’s right for you. We'll handle the rest.

The Switching Service will move everything across from your old account to your new NatWest account, including Direct Debits, standing orders etc, within 7 working days. It’s completely free and is backed by an industry-wide guarantee to ensure the move goes smoothly.

Already a NatWest customer?

Want to squeeze every last bit of goodness out of your account? We’ve got some useful tips. We can help with changing or upgrading too.

Financial services compensation scheme

Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Find out more about the scheme and how it protects your money.

Something else we can help you with?