NatWest Bank Accounts

Compare our bank accounts

Everyday bank account - Select

A simple bank account for your day-to-day banking

£150 when you switch

Easy to use mobile banking app

Contactless Visa Debit Card

Also available as a joint account

No monthly fee

To apply, you must be 18+ and a UK resident.

Reward bank accounts

Bank accounts packed with benefits. Get 2% back in Rewards on eligible household bills paid by direct debit. Plus all the features of our everyday bank account too.

To apply, you must be 18+ and a UK resident. To earn Rewards you need to access Online or Mobile Banking once every 3 months.


£150 when you switch

2% back in Rewards

1% back in Rewards at our partner retailers

Pay at least £1,500 into your account every month

£2 monthly fee

Reward Silver

£150 when you switch

2% back in Rewards

Mobile phone insurance

European travel insurance

Discounts on eating out with tastecard

£10 monthly fee

Reward Platinum

£150 when you switch

2% back in Rewards

Comprehensive mobile phone insurance

Worldwide travel insurance

UK car breakdown cover

£20 monthly fee

What would you do with an extra £150?

Switch your current account to us and we'll give you £150 cashback.

  1. Apply and open a new account or switch in to an existing account with us by the 6th December 2019.
  2. In your application select to switch to us. The Current Account Switch Service will then automatically move your existing payments and close your account held elsewhere.
  3. Pay in at least £1500 and log in to Online or Mobile banking by 24th January 2020. 
  4. We'll pay £150 in to your NatWest account by the 21st February 2020.

Offer not available on Student, Revolve or Foundation accounts. 

Switching offer Terms and Conditions (PDF, 35KB)

Student bank account

Get uni life off to a great start
  • Interest free overdraft up to £2000 (£500 in your first term)
  • Choose one of 3 great offers; a tastecard, Amazon Prime Student membership or National Express Coachcard
  • Easy to use mobile app to help you bank anytime, anywhere 
  • £10 monthly fee for the International student account

Specific eligibility criteria applies for UK and international students. You need to be 17+ and have lived in the UK for 3+ years to apply for an Overdraft.

Child & teen bank account - Adapt

Our youth account for under 18s, complete with debit card.

Get your own Visa Debit card

Check your balance out and about with our Mobile Banking app

Earn 1% interest on your balance

No monthly fee

To be eligible you must be 11-18 years old and a UK resident

Joint bank accounts

If you're looking to share your account with another, a joint bank account could make sense. Select, our everyday bank account, and all our Reward accounts are available as joint accounts too. 

Moving in with someone? Check out our handy tips to help set up your new home.

Read our guide

Other current accounts

If none of the accounts you’ve seen so far are right for you, see what else we have.

To apply for any of the accounts in this section, eligibility criteria apply.

Foundation account

This account might suit you if you’re not eligible for any of the other accounts you apply for. It's a basic account to help you manage your money.

European accounts

If you live in the EU area, we have bank accounts just for you.

Premier accounts

An exclusive service with a range of bank accounts to choose from.

Supporting our customers

If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here

Already a NatWest customer?

Want to squeeze every last bit of goodness out of your account? We’ve got some useful tips. We can help with changing or upgrading too.

Check out our guide if you'd like some help managing your money with tips on reducing your spending and starting to save.

Financial services compensation scheme

Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Find out more about the scheme and how it protects your money.

Something else we can help you with?