Select account
No monthly fee
Easy-to-use Mobile Banking app
24/7 Online Banking
Contactless debit card
Option to apply for an overdraft
Bank accounts
Our range of bank accounts
An everyday bank account
Our everyday bank account is called Select. With this account, you can get a range of time-saving features, such as a contactless debit card and our easy-to-use, award-winning Mobile Banking app, which was voted 'Best Banking App', for the second year running, in the British Bank Awards 2018.
To apply, you must be 18+ and a UK resident.
Reward bank accounts
If you want more from your bank account, like being able to earn Rewards or travel or mobile phone insurance, one of our Reward accounts might be just the thing. All these accounts come with all the great features of our Select everyday bank account.
To apply, you must be 18+ and a UK resident. To earn Rewards you need to access Online or Mobile Banking once every 3 months.
Reward account
£2 monthly fee
2% back in Rewards on eligible household bills
At least 1% back in Rewards at our partner retailers
Pay at least £1,500 into your account every month
Reward Silver
£12 monthly fee
Mobile phone insurance
European travel insurance
Discounts on eating out with tastecard
2% back in Rewards on eligible household bills
Reward Platinum
£19 monthly fee
Mobile phone insurance
Worldwide travel insurance
UK car breakdown cover
2% back in Rewards on eligible household bills
Student and graduate accounts
We’ve got student bank accounts and a graduate bank account, both with great features to give you a helping hand in life.
To apply for the student account or the graduate account, specific eligibility criteria apply. You need to be 18+ to apply for an Arranged Overdraft.
UK Student bank account
No monthly fee
Choose an offer from Amazon, National Express or tastecard
Easy-to use Mobile Banking app
Interest free overdraft up to £2,000 (£500 in first term)
International student bank account
£10 monthly fee
Choose an offer from Amazon, National Express or tastecard
Easy-to-use Mobile Banking app
Visa Debit card
Graduate bank account
No monthly fee
Interest free overdraft up to £2,000 (for your first year)
Discounts on eating out with tastecard
Easy-to-use Mobile Banking app
Children's account
If you’re looking for a children’s bank account, our Adapt account offers everything they need to become a lot more savvy with money. If you’re looking for an account for someone under the age of 11, we can still help. Why not take a look at our children's savings accounts.
To be eligible for this account you must be 11-18 years old and a UK resident.
Adapt bank account
No monthly fee
Pays interest on your balance
Get your own Visa debit card
Easy-to-use Mobile Banking app (payment restrictions apply)
Our other current accounts
If you’re thinking none of the accounts you’ve seen so far are right for you, see what else we have.
To apply for any of the accounts in this section, eligibility criteria apply.
Foundation account
If you don’t meet the criteria of our other accounts
If you’ve had difficulty with your banking in the past, this account might suit you if you're not eligible for any of our other accounts. It's a basic account to help you manage your money.
European accounts
Living in the EU?
If you live in the EU area, we have bank accounts just for you.
Reward Black
£28 monthly fee
For our Premier customers only. It comes with an extensive range of features. Premier banking criteria applies.
Have a look at some of our service measures
If you want to see how we have performed in key service areas, you can get a detailed view here
We'll help you switch to NatWest
We can help you switch bank accounts within your application – to start, just choose the bank account that’s right for you.
Our Switching Service will move everything across from your old account to your new NatWest account, including Direct Debits, standing orders etc, within 7 working days. It’s completely free and is backed by an industry-wide guarantee to ensure the move goes smoothly.
Already a NatWest customer?
Want to squeeze every last bit of goodness out of your account? We’ve got some useful tips. We can help with changing or upgrading too.
Financial services compensation scheme
Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
Find out more about the scheme and how it protects your money.