Everyday bank account - Select
A simple bank account for your day-to-day banking
Easy to use mobile banking app
Contactless Visa Debit Card
Also available as a joint account
No monthly fee
To apply, you must be 18+ and a UK resident.
Bank accounts
Our range of bank accounts
Reward bank accounts
Bank accounts packed with benefits. Get 2% back in Rewards on eligibile household bills paid by direct debit. Plus all the features of our everyday bank account too.
To apply, you must be 18+ and a UK resident. To earn Rewards you need to access Online or Mobile Banking once every 3 months.
Reward
2% back in Rewards
1% back in Rewards at our partner retailers
Pay at least £1,500 into your account every month
£2 monthly fee
Reward Silver
2% back in Rewards
Mobile phone insurance
European travel insurance
Discounts on eating out with tastecard
£12 monthly fee
Reward Platinum
2% back in Rewards
Mobile phone insurance
Worldwide travel insurance
UK car breakdown cover
£19 monthly fee
Student bank account
Pick a perk to help with uni life
Choose either an Amazon, National Express or tastecard offer
Easy to use mobile app
International student account with £10 monthly fee
UK student account has no monthly fee
Specific eligibility criteria applies for UK and international students.
Children's bank account - Adapt
Helping 11-18 year olds to start managing their money.
Pays interest on your balance
Get your own Visa Debit card
Easy to use mobile app (with payment restrictions)
No monthly fee
To be eligible you must be 11-18 years old and a UK resident
Joint bank accounts
If you are looking to share your account with another, a joint bank account could make sense. Select, our everyday bank account, and all our Reward accounts are available as joint accounts too.
Other current accounts
If none of the accounts you’ve seen so far are right for you, see what else we have.
To apply for any of the accounts in this section, eligibility criteria apply.
Foundation account
This account might suit you if you’re not eligible for any of the other accounts you apply for. It's a basic account to help you manage your money.
Reward Black
For our Premier customers only. It comes with an extensive range of features. Premier banking criteria applies. £28 monthly fee.
Have a look at some of our service measures
If you want to see how we have performed in key service areas, you can get a detailed view here
We'll help you switch to NatWest
To start, just choose the bank account that’s right for you. We'll handle the rest.
The Switching Service will move everything across from your old account to your new NatWest account, including Direct Debits, standing orders etc, within 7 working days. It’s completely free and is backed by an industry-wide guarantee to ensure the move goes smoothly.
Already a NatWest customer?
Want to squeeze every last bit of goodness out of your account? We’ve got some useful tips. We can help with changing or upgrading too.
Financial services compensation scheme
Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
Find out more about the scheme and how it protects your money.