Open our everyday current account

Identification

Here are the most common proof of ID and address documents we accept.

Proof of ID documents:

• Driver's Licence (UK/EU/EEA)
• UK passport, Foreign passport & Visa
• EU and EEA National Identity Card

Proof of address documents:

• Driver's Licence 
• UK utility bill (gas, electricity, water, home telephone)
• Bank/Building Society statement
• Council tax bill

More details on Proof of ID and address

Details we will ask for

If you're new to NatWest, we'll ask for information about you like: full name, home address and contact details. We'll also ask about your nationality and tax residency status (which country you pay tax in).

If you already bank with NatWest, you can use your Online Banking details to log in to the application form and we'll pre-fill some of your details in the form to make it speedier.

If you're eligible for an overdraft, we'll ask about your finances and your monthly take home pay.

Have these details ready to speed up the application process.

If you're a new customer, we have to confirm your identity to make sure we’re opening the account for the right person. We do this through our trusted online identification and security partner Mitek.

Mitek can quickly and safely verify people from all over the world using digital footprints, ID document authentication and facial biometrics. It’s not only safer, it also speeds up the application process meaning your account is opened faster.

This way, we can check you are you, while keeping your details completely safe and secure.

It’s easy to withdraw money from your current account. Just use your debit card at a cash machine. You’ll need to know your PIN to access your money. It’s also possible to withdraw funds in person from any NatWest branch.

Yes, your account will come with a debit card that will allow you to withdraw cash from ATMs. You can also make payments online and in-store, including contactless payments. This card should arrive within 3-5 working days of your bank account opening.

You should receive your debit card 3 - 5 working days after your account is open.

Download the NatWest app to manage your money, make payments and regularly check your balance.

Banking My Way is a free service that allows you to record information about the support or adjustments you need to make banking easier. You can also let us know any additional support you may need to ensure all of our colleagues are aware of this. The information will be shared on our internal systems and therefore you will not need to repeat these requirements every time you interact with us.

Once your account is open, you can record this through Online Banking or with our colleagues in branches or over the phone.

Learn more about Banking My Way

Once you've applied for a bank account with us, you'll get an instant decision. However, if we need more details from you, then it can take 3 to 5 days for your account to be up and running. 

There is no maximum limit on the amount you can deposit in an everyday current account. The Financial Services Compensation Scheme can protect sums of up to £85,000. This scheme compensates customers if a bank or building society goes out of business.

All kinds of general info about our current accounts. Including details about the Select Account.

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Very important information about how your money is protected. Just in case.

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How much our charges will be. From taking cash out abroad to an unarranged overdraft.

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Important basic info about the bank. For example, who regulates us and how to complain (hopefully you won't need that bit).

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How we promise to treat you, if we lend you money. And what we expect from you in return.

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