Overdrafts | Online Banking

Couple applying for an arranged overdraft


Apply online and get a decision today

Apply for a new Arranged Overdraft What's my Overdraft limit?

Arranged overdrafts are only available to eligible customers with a NatWest current account, UK residents aged 18 or over.

Considering an Arranged Overdraft?

Have a little extra flexibility when managing your finances

An arranged overdraft is an overdraft that we’ve approved for you which is available on your current account. We’ll only charge you interest and/or fees if you actually use it.

Get an online decision in minutes if you bank with us online

Apply via online banking or the mobile app and we'll pre-fill your application for you, as well as let you know if you have been pre-approved for an overdraft.

If approved, your limit may be applied the next working day

If you apply Monday to Thurday before 5.30pm.  Apply anytime after this and it will take up to two working days.

Which type of borrowing suits you?

Use our borrowing needs tool to compare the features of different types of lending.

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