Overdraft limit no longer right for you?
Arranged Overdrafts are only available for eligible NatWest current account customers, UK residents aged 18 or over. To qualify, you must pay your salary or a regular amount into your current account.
We understand circumstances may change.
If you’ve got an overdraft limit that you now feel is set too low and you'd like more or the limit is no longer right for you, you can apply to increase it.
Things to keep in mind...
- Increasing your limit often - this is recorded on your credit file and could affect your ability to get credit in the future, so bear that in mind
- Our decision - we base our decision on your individual circumstances, by looking at a variey of factors like; your income, your credit score, how you use your current account with us, your employment and marital status, and whether you have dependents
Tools to help you out
Check your chances of being accepted before applying
Use our eligibility checker tool and find out if you’re likely to be approved before you apply. It takes just a few minutes and won’t impact your credit rating.
How to increase your Arranged Overdraft limit
Treat it as a new application
Use the ‘Ready to increase’ section. As you’re changing a form of debt, we have to go through a formal process.
Tell us the new amount you want
Please tell us what you want your overdraft limit to be, not the amount you want to increase it by.
Submit your application online
Apply online using the section below. Once you’ve submitted it we’ll give you a decision.
Ready to increase?
Our online application is available between 6.30am and 9.45pm