Overlay
Overdrafts
What is the temporary reduced interest rate for my overdraft?
Select your account below to show a comparison between the temporary reduced interest rate we have applied to your overdraft on any borrowing above your interest free amount for 3 months and the standard contractual rate for your account.
It’s important to remember that after the 3-month period ends, we’ll start to charge interest at your contractual rate on the full overdrawn balance.
Reduced interest rate
19.89%
Standard contractual rate
39.49%
*Rates provided as Effective Annual Rates (EAR).
Reduced interest rate
19.89%
Standard contractual rate
39.49%
*Rates provided as Effective Annual Rates (EAR).
Reduced interest rate
19.89%
Standard contractual rate
39.49%
*Rates provided as Effective Annual Rates (EAR).
Reduced interest rate
19.89%
Standard contractual rate
39.49%
*Rates provided as Effective Annual Rates (EAR).
Reduced interest rate
14.89%
Standard contractual rate
19.49%
*Rates provided as Effective Annual Rates (EAR).
Reduced interest rate
19.49%
Standard contractual rate
19.49%
*Rates provided as Effective Annual Rates (EAR). Select Premier accounts already receiving reduced interest rate.
Reduced interest rate
0%
Standard contractual rate
0%
*Rates provided as Effective Annual Rates. Student Overdrafts will not change and will still benefit from Interest Free Buffer as well as 0% interest.
Reduced interest rate
17.81%
Standard contractual rate
39.49%
*Rates provided as Effective Annual Rates (EAR). Interest will only be charged on any borrowing above the interest free buffer in place.
Reduced interest rate
19.89%
Standard contractual rate
39.49%
*Rates provided as Effective Annual Rates (EAR).
Reduced interest rate
19.89%
Standard contractual rate
39.49%
*Rates provided as Effective Annual Rates (EAR).
Reduced interest rate
14.89%
Standard contractual rate
39.49%
*Rates provided as Effective Annual Rates (EAR).
Reduced interest rate
Variable rate - no change
Standard contractual rate
Variable rate - no change
Tailored accounts have variable interest rates and are already receiving a reduced interest rate