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Overdrafts

What is the temporary reduced interest rate for my overdraft?

Select your account below to show a comparison between the temporary reduced interest rate we will apply to your overdraft on any borrowing above your interest free amount for 3 months and the standard contractual rate for your account. 

It’s important to remember that after the 3-month period ends, we’ll start to charge interest at your contractual rate on the full overdrawn balance. 

EAR shows the rate of interest that you’ll pay on your overdraft over a year and is compounded – this means we charge interest each month on your balance and this will include any interest which has already been added to your account from previous months.