Reward account benefits | NatWest

Manage your Reward benefits

Reward current account benefits

An everyday account that offers Rewards

Earn 2% back in Rewards on selected household bills

Bank anywhere with our mobile app

Get Emergency Cash

Get started with your new Reward account
Your account benefits

You can do more with online banking  

Manage your account, any time any day.

- Send money outside the UK
- Change your address
- Pay people or businesses online
- View and print your statements and certificates of interest
- We keep your money safe online and offline
- We’re here to help 24/7

Online banking is available to those aged 11 or over with a NatWest account.

Log into online banking

Bank with your mobile app

Don't let your banking keep you indoors.  

- Check your balance at any time
- Pay friends with their mobile number
- Login using your fingerprint
- Pay your bills and friends
- Receive money using the Paym service
- Get cash without your debit card


App available on selected smartphones, to NatWest customers with online banking and a UK mobile number beginning 07.

Get the mobile app


Emergency Cash

Access your money when you need it.

If your debit card is lost or stolen, you can still access your money from our ATMs using our Emergency Cash service. Simply call us and we'll send you a code that'll let you withdraw your cash.

Manage your Overdraft 

Avoid unnecessary Overdraft charges.

Learn more about the costs and how to avoid them. Our overdraft calculator helps you find out the costs of using an Arranged and Unarranged Overdraft and whether you want to change your limit (subject to approval). Limits and conditions apply for Student and Graduate accounts. Over 18s Only.

Set up and manage your overdraft

Manage your text alerts

Stay in control of your money with text alerts.

Alerts help you keep up-to-date with your accounts. They can help you manage your money, avoid or minimise overdraft fees and also let you know if there's any unexpected activity.

Sign up for text alerts


Important Information


Account terms and policies

Important information about your account.

We may update them from time to time, but we will always show the latest versions here. Please print or save a copy for your records. You will need Adobe Reader to view these documents. Get Adobe Reader.


My Current Account Terms

MyRewards Terms

Further information about account features

Reward eligibility, insurance underwriting and mobile app availability

Reward Account eligibility (for accounts opened on or after 26th June 2017)

To earn Rewards on your household bills, you’ll need to pay £1,500 into any personal current account(s) you have with us (as long as it’s not a Foundation, Basic or mortgage current account) every calendar month. The £1,500 can’t be transferred from another NatWest current account or savings account that you have with us. You must also log into online or mobile banking at least once every three months. Otherwise, we may not pay Rewards on household bills and we may convert your Reward account to a Select account.


App available on selected smartphones, to NatWest customers with Online Banking and a UK mobile number beginning 07.


Getting the most of your account
Log into online banking
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