Manage your bank account | NatWest

Manage your current account

Manage your bank account

Helping you get more from your bank account

Change or upgrade your account
Could you earn Rewards?

What are Rewards?

You automatically earn Rewards on household bills paid by Direct Debit and on purchases at partner retailers

5.00 in Rewards = £5.00

How do I earn Rewards?

2% back in Rewards on household bills paid by Direct Debit

At least 1% back in Rewards at partner retailers

How do I exchange Rewards?

You can exchange Rewards balances over £5

You can choose from banking, trading or donating to charity

Start using these great new features

Shopping never felt so good

Apple Pay

Apple Pay is the new, easy and secure way to pay using your NatWest debit or credit card. Apple Pay is available on selected personal current accounts and NatWest MasterCard credit cards.

More about Apple Pay

Emergency Cash

Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs (Limits apply).

More about emergency cash
Support when you need it Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs. Simply call us and we’ll send you a code that’ll let you withdraw your cash.

If you’re an online or telephone banking customers, you can access up to £300.
If you’re not registered for these services, you can still get £60 to tide you over.

You need to have the money in your account to withdraw it & you'll need at least £20 in your account to use the service.

When you call we will ask some security questions, then provide a code that allows you to withdraw your money from any NatWest, RBS or Ulster cash machine.

Has your NatWest debit card been lost or stolen? Call us

Banking on Apple Watch

Apple Watch

Check your balance and get cash without your debit card. Enroll for Apple Watch through the NatWest mobile app on your paired iPhone. An iPhone 5 or higher is required.

Check it out
Stay in control

Banking on your mobile app

- Check your balance at any time
- Pay friends with their mobile number
- Login using your fingerprint
- Pay your bills and friends
- Receive money using the Paym service
- Get cash without your debit card

App available on selected smartphones, to NatWest customers with online banking and a UK mobile number beginning 07.

Get the app

You can do more online

- Make international payments
- Change your address
- Pay people or businesses online
- View and print your statements and certificates of interest
- We keep your money safe online and offline
- We’re here to help 24/7

Online banking is available to those aged 11 or over with a NatWest account.

Log in to online banking
Rates & charges

Find out more about current account fees and charges, returned items, interest and charges related to overdrafts.

More about rates and charges
Keep your bank account safe

Common scams

Beyond the everyday running of a bank account its important to keep yourself safe and protected from scams.  The best way to avoid being a victim of one, is to be aware of the common practices and techniques that are used.   

Learn about common scams

Manage your overdraft

Get savvy with your overdraft by learning about the overdraft costs and how to avoid them.

Use our Overdraft Calculator to see how an Arranged Overdraft can help save you money.

Calculate your overdraft Set up and manage an overdraft
How to change your account

Our current accounts provide flexibility to help you manage your everyday money as simply and effectively as possible. You can change the type of account you have at any time, simply select one of our current accounts and change your existing account to one of them.

Change or upgrade your account
Life Moments
Add your signposting title here… Need help managing your money?

Whether it’s buying a house, having a baby or getting married, life’s big moments often mean some kind of financial change.

We’ve created content to help you to manage your finances and support you through life’s important journeys - take a look at our helpful tips and tools.

See how we can help
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