Student Account Products
Helping you make the most of your Student bank account
The NatWest student account is designed to make your life in higher education a little bit easier, we offer a choice of benefits, banking through the mobile app and a £500 arranged overdraft in the first term and up to £2,000 after that.
Apply online only. To apply, you must be living in the UK and either completing a full-time undergraduate course that lasts at least two years; a full-time post-graduate course or training as a nurse at a UK university or college of higher education.
You need to be a UK resident and 18+ to apply for an Arranged Overdraft.
International Students will be charged a £10 monthly account fee.
To benefit from either Amazon Prime Student, National Express Coachcard or a tastecard make sure you sign up for Online Banking and paperless statements after you’ve opened your account.
We know there are always unexpected costs when it comes to being a student so you may want to think about getting a little more flexibility with an arranged overdraft. It’s interest-free and could give you a safety net during your studies so you won’t need to worry about waiting for the next loan to come in.
If you have already have a student account with us, you’ll be able to apply for an overdraft here. Remember, having an overdraft doesn’t mean you have to use it but it can be affordable way of borrowing an agreed amount so you'll never be caught high and dry.
In your first term of first year, you'll be able to apply for an overdraft of up to £500.
After your first term of first year, you'll be able to apply for up to £2,000.
* Overdraft applications are subject to approval
Use our overdraft calculator to see how much an arranged overdraft can help save you money.
To apply, you must be over 18, live in the UK and have a NatWest Student Account.