Your Student Account benefits | NatWest

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Student Account benefits

Make the most of your benefits

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Young Persons Coachcard

Your Young Persons Coachcard is valid for 4 years, and you get:
1/3 off standard UK fares
10% off European fares
10% off services to selected UK festivals and events
1/3 off Scottish Citylink and Hovertravel services when booked through National Express

Get your Young Persons Coachcard
Student Overdraft

Be prepared for any unexpected bills or payments with our interest free Student Overdraft. In the first term of first year you can apply for £500. After that you'll be able to apply for £2,000.

To be eligible for an arranged overdraft you need to be 18 years or over, a UK resident and have a NatWest Student Account.

More about Student Overdrafts Student Overdraft Calculator
Student Credit Card

As a NatWest student account holder you can apply for a student credit card providing a credit limit of up to £500. 

To make sure you're keeping track of your spending, you'll have 24/7 access to online and mobile banking, as well as email and text reminders. It's also a great way to start building up your credit rating for the future.

Representative 18.9% APR (variable). No annual fee.

More about Student Credit Card

To apply you need to be over 18, a UK resident and hold a NatWest student account.

Banking at your fingertips
Person logging into their mobile app using Touch ID

Our award winning Mobile App gives you lots of functionality, you can do all of the below plus much more. 

  • login to mobile banking using your Touch ID registered fingerprints. This option is available to iPhone 5S and above
  • withdraw money without your card using Get Cash (from NatWest, Royal Bank of Scotland and Tesco ATMs). All you need to do is select the amount, and we'll provide you with a secure code which you can use straight away
  • make payments up to £250 a day using just an account number and sort code
  • use Pay Your Contacts to send money using just a mobile number
  • text and email alerts, keeping you up to date with your spend
More about the mobile app
What do I get as an international student?

As an international student, you will benefit from:

  • Young Persons Coachcard
  • Visa debit card
  • Withdraw up to £300 a day
  • Withdraw money overseas (charges apply)
  • Setup standing orders and Direct Debits
  • Mobile app and online banking

To be eligible for the Young Persons Coachcard you need to sign-up for online banking and select paperless statements. If you require bank statements for visa renewal purposes, there is a £3 cost associated with ordering statements over the phone or in branch.

More information
Online banking is available to NatWest account holders aged 11 and over.
App available on selected smartphones, to NatWest customers with online banking and a UK mobile number beginning 07.

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