Existing customers

Get the most from your Student account

My Student account

The NatWest student account is designed to make your life in higher education a little bit easier. We offer banking through the mobile app and an interest free £500 arranged overdraft in your first term and up to £2,000 after that.

UK Student Offers 2021

£50 cash

Paid into your account within 10 working days of meeting the offer criteria. Available until 5th November, limited availability. This offer may be withdrawn at any time.


Get 2 for 1 or 50% off your food bill at thousands of UK restaurants and discounts at the cinema with tastecard membership. Valid for 4 years. Smartphone required. tastecard T&C’s apply.

Offer criteria

To receive your offer you need to register for Mobile or Online Banking and choose to receive paperless statements within 30 days of opening your account.

You may also be interested in

Student Overdraft

Be prepared for any unexpected bills or payments with our interest free Student Overdraft. 

Available to NatWest Student current account customers aged 18+. Subject to lending criteria.

Contents insurance

Living away from home? Then your most prized possessions that you take with you may no longer be covered by Mum & Dad.

Have a look at our renters insurance.  It's flexible, so you can tailor the cover to what you decide to take with you.

Graduate account

If you're in your final year of university, you may be wondering what happens to your student account once you finish.

It will turn into a Graduate account once you complete your studies.

Bank accounts packed with benefits

If you're looking for an account with more features, such as car breakdown cover and travel insurance, you may be interested in one of our packaged accounts, such as the Reward Silver or Reward Platinum account. Other non fee paying accounts are available.

New student?

Our Life Moments section is here to help you take control of your finances as you take those first steps as a student. From moving tips to banking and travel advice, NatWest is here to support you at every turn.

Change your current account

If you'd prefer one of our other accounts, you can change your account online. It's quick and easy to change.

You need to be a current account holder, 18+ and a UK resident.

Sole account holder

I want to change my account
  • Keep your existing sort code and account number
  • Arranged overdraft limits will be retained
  • No impact to your credit rating

Joint account holders

I want to change my account
  • Keep your existing sort code and account number
  • Arranged overdraft limits will be retained
  • No impact to your credit rating

Important documents to read

We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.

Mobile and Online banking

5 reasons why you should use our Mobile App

View your balance and statements anytime

Make payments to your saved payees (limits apply)

Pay someone new without a card reader (limits apply) 

Pay your bills and manage recurring payments on the go (limits apply)

Transfer money between your accounts 

Online Banking is a secure, easy to use and convenient way to manage your account

View your balance

Make payments

Set up and manage your regular payments

Transfer money between your accounts

Set up and go paperless


Something else we can help you with?