Explore our student features
Get the best from your student account
Uni life is exciting – but it can take a while to get the hang of budgeting, spending and saving on your own. The NatWest student account makes things easier. You’ll get an:
- Easy-to-manage account, manage my account here.
- Interest-free overdraft - get an overdraft of up to £2,000 from year 1 (limited to £500 in term 1 year 1), with an instant online decision.
- Students can apply for up to £3,250 interest-free from year 3 onwards.
Overdraft available to NatWest student current account customers aged 18+. Subject to lending criteria.
Dine out or stay in with tastecard student discounts
With a tastecard, you can enjoy 2 for 1 meals, 50% off your food bill or 25% off your entire bill at thousands of restaurants like Burger King, Domino’s and Café Rouge (if you’re feeling fancy).
And the perks don’t stop there – there are plenty of other student tastecard offers too:
- Cinema tickets discounted
- Discounted days out at the UK's best attractions
- Exclusive membership perks
Ready to get started? Activate your tastecard now.
How your student overdraft works
- Access £2,000 interest free from year one (£500 in your first term).
- In your third year, you could extend it up to £3,250.
- Get handy text alerts to stay on top of your budgeting.
Apply online in just five minutes
Access your funds, fast, once approved
- If your overdraft is approved, it’ll normally be available the next working day. But there might be a few exceptions to be aware of.
Overdrafts are a way of borrowing money and you're responsible for repayments if you decide to use one. If you're unable to repay what is owed, you could impact your credit score, which most lenders use to decide whether they'll lend to you.
Student arranged overdrafts are available to NatWest Student current account customers, aged 18 or over. Subject to lending criteria.
Why choose a Digital Regular Saver?
- Winner of Best Everyday Savings Account at the 2022 YourMoney.com awards.
- Earn 6.17% / 6.00% AER/Gross p.a. (variable) interest on your first £5,000 and 1.75% / 1.74% AER/Gross p.a (variable) on anything over £5,000.
- Access your savings easily, whenever you need to.
- Save between £1 and £150 per month.
- Save your spare change with Round Ups – and they don’t count towards your £150 monthly limit.
- Interest is calculated on a daily basis and paid into your account on the first business day of the month. You’ll be able to see and access the interest in your account on the following day.
Exclusively for current account customers, aged 16 and over. UK residents only.
Eligibility criteria and conditions apply
Check Your Credit Score For Free
Our personalised tips could help you improve your credit score and kick-start a brighter financial future. The higher your score, the more likely you are to get better deals and interest rates.
Credit score available once opted in through the app, to customers aged 18+, with a UK address and data is provided by TransUnion. Mobile app available to customers with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Split bills using our Housemate app
Don’t get stressed about the big shop. Housemate is our free bill-splitting app designed for renters. It helps split bills and pay each other back for rent, broadband, electricity, gas or any other shared payment. Your flatmates don’t even need to bank with us. Available to anyone 17+ living in the UK, with a UK account (that allows access), registered for digital banking, with a compatible smartphone.
Budget better as a student
The NatWest Student Living Index is the set text for getting the best from uni life. Check out what cities give you the best bang for your buck, and how others are spending their cash. Learn more in our influential annual survey of all-things student.
Student finance and loans
If you’re taking out a student loan to cover tuition fees or living costs, you’ll need to fill out an application form as soon as possible to get your money on time. In our guide to student finance, we’ll talk you through the need-to-knows.
Your student account graduates with you
Just use your card, online banking and mobile app as usual. We’ll switch your account from student to graduate automatically.
Prior to the account switch, you should receive an email or letter detailing:
- The changes to your account
- The date of the switch