Existing customers

Get the most from your Child account

Explore your Child account

We want to make your financial life as simple as possible, so we’ve gathered all the information for your Child account or you might know it as a adapt account in one place. Right here. A one stop shop for all your everyday banking needs.

Earn 1.00% interest on your balance

You’ll earn interest on everything you pay into this account.  Interest is when your money earns money. So, if you had £100 in your account, 1.00% interest would be £1.00. In other words, you get a bit of extra money, just for keeping money in your account. 

What you should know

Interest is calculated daily and paid monthly.


   AER/Gross p.a. (variable) 

 Any amount



Annual Equivalent Rate (AER). This is a notional rate used for interest bearing accounts which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.

Gross Rate.

This means the interest rate you are paid before the deduction of basic rate income tax.

Important documents to read

We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.

Online and Mobile banking

App available to Online Banking customers with a UK or international mobile number in specific countries. Online Banking available to NatWest account holders aged 11+.

5 reasons why you should use our Mobile App

View statements and available balance quickly and easily

Instantly make payments to friends and family already saved in your online banking

Pay someone new without the need for a card reader (limits apply)

Pay your bills directly without the need for a card reader

The quickest way to transfer money between your accounts is through your mobile app

Online Banking is a secure, easy to use and convenient way to manage your account

View your balance

Make payments

Transfer money between your accounts

Set up and manage your regular payments

View your transaction details

Set up and go paperless


Something else we can help you with?