Reward Black Credit Card Rewards Calculator

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Each year you could earn (based on average customer spend)

£

  • Regular Rewards
    £ per year

  • +
  • Special Offer Rewards £

  • Do you have a Reward Black current account? We'll refund the annual fee for your Reward Black credit card. Find out more.

Your actual credit limit and APR will vary depending on our credit assessment of you.

If you have a Reward Black current account we'll refund the annual credit card fee.

To apply you must be a mainland UK resident, 18 years old and earning over £15k p.a.

 

*Rewards are displayed as a cash equivalent when redeemed.

How are Rewards calculated?

You'll get rewarded when you use your NatWest Reward Black credit card to pay for qualifying purchases.

Supermarket offers come to you direct from NatWest and are not in any way endorsed, sponsored, sold or promoted by supermarkets nor is this implemented with the supermarket’s cooperation. 

5.00 Rewards = £5.00 when redeemed.

  • Can we ask you some questions? We promise we'll be quick

    I spend £
    per

    This includes everything you spend at the supermarket excluding petrol forecourts.

  • That's great! Just a few more things to ask

    I spend £
    per
  • Thanks! Almost there

    I spend £
    per

    It could be anything from a garden mower to new socks!

Representative 37.1% APR (variable).

Annual fee applies (but is refunded if you have a Reward Black current account).

*Rewards are displayed as a cash equivalent when redeemed.

How are Rewards calculated?

You'll get rewarded when you use your NatWest Reward Black credit card to pay for qualifying purchases.

Supermarket offers come to you direct from NatWest and are not in any way endorsed, sponsored, sold or promoted by supermarkets nor is this implemented with the supermarket’s cooperation. 

5.00 Rewards = £5.00 when redeemed.

This is how much you could earn a year

Rewards each year

I spend £
per
£

View MyRewards retailers

Why this credit card?

 

Earn Rewards on your credit card spend

Earn 1% Rewards in supermarkets and 0.5% at their petrol stations

Earn between 1% and 15% in Rewards when you spend at selected MyRewards retailers

0.5% everywhere else you shop, anywhere in the world!

I spend £
per
£

I spend £
per
£

Earn at least £

Representative example

Standard interest rate for purchases: 18.9% p.a.(variable), Representative 37.1% APR (variable) based on an assumed Credit Limit of £1,200, Annual fee: £84.

The actual credit limit and APR will vary depending on our credit assessment of you.

If you have a Reward Black current account we'll refund the annual credit card fee.

*Rewards are displayed as a cash equivalent when redeemed.

How are Rewards calculated?

You'll get rewarded when you use your NatWest Reward Black credit card to pay for qualifying purchases. 

Supermarket offers come to you direct from NatWest and are not in any way endorsed, sponsored, sold or promoted by supermarkets nor is this implemented with the supermarket’s cooperation. 

5.00 Rewards = £5.00 when redeemed.

1%

at all supermarkets (0.5% at their petrol stations)

1%

(minimum) with selected retailers

0.5%

everywhere else

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