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One clear low rate for purchases and balance transfers
Representative 11.1% APR (variable)
Annual fee applies.To apply, you must be a UK resident, 18+ and earn at least £10K per year
Why this credit card?
One simple low rate of 6.9% p.a. (variable) on purchases and balance transfers
No balance transfer fees
Manage online and in the app
More about this card
Whether you're transferring a balance or making purchases, you'll pay one simple interest rate of 6.9% p.a. (variable).
You can transfer balances of any amount up to 95% of your available credit limit. The minimum balance transfer amount is £100.
See how much you could save in interest payments
Use our interest calculator tool to find out whether the Clear Rate Platinum credit card could save you money compared to your current credit card.
Representative Example
Purchase rate
6.9%
p.a. (variable)
Representative APR
11.1%
(variable)
Assumed credit limit
£1200
Annual fee
£24
The representative example is used as an indication of typical costs of a credit card. In some cases your actual credit limit and APR may vary depending on our credit assessment of you.
Purchase Rate is an interest charged when you buy things with your credit card. This is only applied to your balance if you don’t pay it in full by the end of interest free period (maximum of 56 days).
The Representative APR shows the annual percentage rate that’s used to work out how much it costs to borrow money. The APR includes any upfront fees spread over the period for which you borrow the money.
Assumed credit limit shows how much you can spend on your credit card. This is calculated based on your personal circumstances and it can vary from the figure shown on the Representative example. It’s important you don’t go over the credit limit to avoid additional fees.
Annual fee will be charged when you first use your credit card account (for example, by making a purchase or a balance transfer) and then each following year on the anniversary of that date.
Your actual credit limit and APR may vary depending on our credit assessment of you.
You may receive higher than our standard purchase and balance transfer rate of 6.9% p.a. (variable) upon application - up to 14.9% p.a. (variable). Interest on fees and charges is payable in line with our terms and conditions. See the summary box document for more details.
Ready to apply?
The application should take around 10 minutes.
Need a little help understanding credit cards?
See our frequently asked questions and view our helpful credit cards guide to get your knowledge up to scratch.
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