Flex Car Finance | NatWest

NatWest Flex Car Finance

Find. Finance. Deliver.

With NatWest Flex Car Finance you
could find a car, finance it & get
it delivered – all online

Finance a car I've found Search for a car

Subject to status. You must be a NatWest current account holder over the age of 18 and reside in the UK with a valid full UK, NI or EU drivers licence.

Representative 5.9% APR (fixed)

NatWest is acting as a credit broker and is introducing customers to ALD Automotive Ltd. NatWest will receive a payment from ALD (the lender), if you proceed with a Flex Car Finance agreement.

What is NatWest Flex Car Finance?

Looking for a used car? We now offer a new flexible way for you to pay for it. You can do everything online, in your own time, with NatWest Flex Car Finance.

  • NatWest Flex Car Finance is a personal contract purchase agreement (PCP), which means you'll repay the difference between the car's current value and its value at the end of your agreement (the depreciation), plus interest.
  • As you'll only pay off the depreciation rather than the car's whole value, it usually means you'll have lower monthly repayments than a comparable loan over the same term. You can also select your deposit and how long you want the agreement to last.
  • At the end of the agreement you have the flexibility to choose what you'd like to do next. You can keep the car (by paying a final larger payment), hand it back (mileage & condition fee may apply), or trade it in and refinance.

Why choose NatWest Flex Car Finance?


Choose from thousands of used cars to suit your budget & taste
If you’ve found a car already, type in the registration to get your quote 


Flexible repayment options, you choose your deposit & repayment term
Lower monthly repayments than other finance options such as a personal loan 

Delivered and on the road

Choose to have your car delivered to your door or pick it up directly from the dealer
The car could be delivered by ALD Automotive Ltd as soon as 5 days from signing your agreement
At the end of the agreement you can either hand the car back (mileage & condition fee may apply), trade the car in for a new finance deal or pay the final larger payment and keep the car


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Common questions

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Personal loans

A NatWest personal loan can be used to purchase your car. We now offer loans between £1,000 & £50,000.

Subject to status. Over 18s & NatWest current account customers only.

Apply for NatWest Flex Car Finance

Finance a car I've found Search for a car
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