Car Finance | NatWest

Car Finance

Car finance

There's more than one way
from A to B

Compare our car finance options


  • Choose any new or used vehicle. You can even buy from a private seller as the loan is not secured against the vehicle when using a car loan to finance.
  • Fixed monthly repayments meaning your payment won't change throughout the repayment term.
  • No final larger payment at the end of the loan term.


  • Borrow between £1,000-£7,499 and repay over a term of 1 to 5 years, borrow between £7,500-£50,000 and repay over a term of 1 to 8 years.
  • Bank with us online? Get an online decision in minutes - we will even pre-fill your application, saving you time.
  • Funds next working day if you use online banking, apply before 5.55pm Mon-Thur and have your loan unconditionally accepted. Sometimes we'll need to contact you for more information so it takes a little longer.
NatWest Car loans

NatWest Flex Car Finance


A personal contract purchase agreement (what's this?) with a range of options at the end of the agreement.

Representative 7.9% APR (fixed)

  • NatWest is acting as a credit broker and is introducing customers to ALD Automotive Ltd. NatWest will receive a payment from ALD (the lender), if you proceed with a Flex Car Finance agreement.
  • Over 18s & NatWest current account customers with a valid full UK, NI or EU drivers licence.


  • The amount borrowed is secured against the car so you choose a car from franchised dealers only. You could find a car, finance it & have it delivered - all from the comfort of your armchair.
  • You choose your deposit & the term of the agreement. The monthly repayments are fixed.
  • At the end of the agreement you can either hand the car back (mileage & condition fee may apply), trade the car in for a new finance deal or pay the final larger payment and keep the car.


  • Finance available between £2,000 and £60,260 - the minimum agreement term is 2 years and the maximum term is 5 years.
  • Flexible repayment options - You can reduce your monthly repayments by paying a larger deposit. The car can be up to 6 years old (with less than 85,000 miles) at the start of the agreement & up to 10 years old (with less than 100,000 miles) at the end.
  • Complete online - there's no need for paperwork. Search for your car and be approved for finance in less than 24 hours.
NatWest Flex Car Finance
A guide to buying a car

Our buying a car section has lots of helpful hints and tips on how to buy a car, including financing options, running costs, how to trade in or sell your current car and some useful car buying facts.

A guide to buying a car
A guide to buying a car
Ready for the next step?
Call us
Car Finance Get in touch

Call us on 0800 200 400. Minicom number 0800 917 0526.

Lines are open: Monday to Friday 8am-8pm, except public holidays, and Saturdays 9am-3pm. Calls may be recorded.

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