Facts, rates and details about your existing products.
Manage your existing ISA
Make the most of your cash ISA
Getting started with your cash ISA
Opening a cash ISA is simple. By working with customers and responding to their needs, we’ve made managing your cash ISA simple, too. Our easy to follow guide tells you everything you need to know about managing your cash ISA.
Reactivating your ISA
HM Revenue & Customs ISA regulations require any ISA not paid into for a full tax year needs to be reactivated to allow further deposits – although you still earn interest and can make withdrawals. To pay into your ISA again simply fill in the relevant reactivation form.
ISA Inheritance Allowance
From the 6th of April 2015 the spouse or civil partner of anyone who died from 3rd December 2014 onwards and held an ISA at the time of death, may apply to have the allowance added to their own ISA. This is called ‘Additional Permitted Subscription’ which is referred to as APS.
Please note, this is not inheriting the actual money in the ISA. That follows the normal estate process. Where the death of the ISA holder occurred on or before the 5th April 2018, the value of the allowance will be equal to the value of the ISA balance including all interest at the date of death. Where the ISA holder has died on or after the 6th April 2018, the allowance can be the higher of the value of the ISA balance including all interest at the date of death, or the value of the ISA balance at the point the ISA is no longer a “continuing account”. An ISA account is no longer a “continuing account” when the administration of the estate is complete, the ISA is closed, or 3 years have passed since the date of death – whichever is earliest. Please note, if the estate takes more than 3 years to settle, interest earned after this is taxable so will not count towards the APS.”
To apply please print, complete and return this form to:
NatWest
Retail Processing Operations
Chatham Waterside Court
Chatham Maritime
Chatham
ME4 4RT
We will check the information provided and write to you within 30 days with your exact entitlement along with details of how to fund your own cash ISA. Please do not fund yourself outside of this process as it will result in your normal annual ISA allowance being used rather than your APS allowance.
For further information on we how can help during the difficult period following the death of a loved one please click here for our Bereavement Service
Transferring your ISA
- AA
- Adam & Co
- Aldermore
- Bank of Scotland
- Barclays
- Birmingham Midshires
- Bradford & Bingley
- Brent Shine Credit Union
- Britannia BS
- Cheltenham & Gloucester BS
- Chorley BS
- Clydesdale Bank plc
- Co-operative Bank
- Coutts & Co
- Coventry BS
- Cumberland BS
- Danske
- Darlington BS
- Direct Line
- Dunfermline BS
- First Direct
- First Trust
- Halifax
- HSBC
- Intelligent Finance
- Lloyds Bank plc
- Market Harborough BS
- Marks & Spencer Financial Services plc
- Nationwide BS
- NatWest
- Newcastle BS
- Nottingham BS
- Paragon Bank
- Post Office (Family Equity Plan)
- Progressive BS
- SAGA
- Sainsbury's Bank
- Santander
- Scottish Widows
- Skipton Building Society
- St James Place
- Swansea BS
- The Royal Bank of Scotland
- TSB Bank plc
- Ulster Bank
- Virgin Money
- West Bromwich BS
- Yorkshire Bank plc
Existing cash ISA customer
To transfer your existing stocks & shares into either a NatWest Cash ISA or Fixed Rate ISA, please complete the paper Stocks and Shares ISA to Cash ISA Transfer Request form and drop into your local branch or post to:
ISA Transfer In Team
RPO Chatham
Waterside Court
Chatham Maritime
Chatham ME4 4RT
Please be aware that transfers from existing stocks and shares ISAs take up to 30 calendar days to complete.
New cash ISA customer
You will need to open a NatWest Cash ISA or Fixed Rate ISA account before you can transfer any funds into it. For further information please see our cash ISAs
Existing cash ISA customer
If you are transferring your cash ISA funds from the list of providers (see the drop- down on the left), you can make a paperless transfer request now:
If your provider is not listed then please complete the paper Cash ISA Transfer Request form and drop into your local branch or post to:
ISA Transfer In Team
RPO Chatham
Waterside Court
Chatham Maritime
Chatham ME4 4RT
Please be aware that transfers from existing cash ISAs take up to 7 working days to complete.
New cash ISA customer
You will need to open a NatWest Cash ISA or Fixed Rate ISA account before you can transfer any funds into it. For further information please see our cash ISAs.
Existing Help to Buy: ISA customer
Please complete the paper Help to Buy: ISA Transfer form and drop into your local branch or post to:
ISA Transfer In Team
RPO Chatham
Waterside Court
Chatham Maritime
Chatham ME4 4RT
Our Help to Buy: ISA does not allow transfers in from stocks & shares ISAs.
Please be aware that transfers from existing ISAs take up to 7 working days to complete.
New Help to Buy: ISA customer
You will need to open a NatWest Help to Buy: ISA account before you can transfer any funds into it. For further information please see our Help to Buy: ISA