Cover the things that matter

Home Insurance

Take out one of our home insurance policies and we’ll fix the price of your premium for two consecutive renewals. So you’ll always know how much you’re paying – even if you don’t know what’s round the corner.
The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Excludes Premier Insurance. Quotes are valid for 90 days. Underwriting criteria apply. NatWest Home insurance policies are underwritten by U K Insurance Limited

Buildings and Contents Insurance

Combined buildings and contents insurance for home owners.

Cover for the inside and outside of your home

10% extra cover for 30 days with Contents insurance before and after certain special events

Simplify your outgoings with one policy instead of two

Buildings Insurance

Cover against incidents and emergencies that damage the structure of your home


A practical precaution for homeowners

Peace of mind knowing you have insurance in place

Includes cover for alternative accommodation if your home becomes unfit to live in following a valid claim

Contents Insurance

Flexible cover for loss and damage to your personal belongings


Old contents replaced with new, regardless of wear and tear

 10% extra cover at Christmas at no extra cost

 Tailor the policy to suit your situation



Contents Insurance for renters

A lighter level of contents cover that’s been especially created for tenants, and students living in halls of residence.


Old contents replaced with new, regardless of wear and tear

Tenants liability up to £5,000

Tailor the policy with optional add-ons like accidental damage

Life insurance

Life insurance is provided by AIG.

Look out for your loved ones

Life insurance helps make sure that your family and/or partner are financially secure if you’re diagnosed with a critical or terminal illness, or you die.

Premier Insurance

Get an enhanced level of cover and personalised support from a dedicated team when you take out a Premier Insurance policy. Underwritten by U K Insurance Limited

Current accounts with insurance

Our packaged current accounts come with different types of insurance.

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Travel insurance

Some of our current accounts come with travel insurance for you or you and your family. Underwritten by U K Insurance Limited
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Rescue breakdown cover

Benefit from Green Flag breakdown cover with some of our Reward current accounts. Underwritten by U K Insurance Limited
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Mobile phone insurance

Open one of our Reward current accounts and your mobile will be covered against loss, theft, accidental damage and if it stops working. Underwritten by Aviva Insurance Limited
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Home emergency cover

Home emergency cover is just one of the extras that come with our Reward Black account. Underwritten by U K Insurance Limited

Something else we can help you with?