Current Accounts
We have different current accounts to suit you. Browse our fee-free current accounts, or see the extra benefits you could receive with our range of Reward accounts.
To apply you must be 18+ and a UK resident
Overlay
Opens in a new window
Discover our range of current accounts
Current accounts designed for you
Choose from our fee-free account or view our full range of accounts.
To apply you must be 18+ and a UK resident. Specific account eligibility criteria applies.
Get rewarded for saving regularly
Our Digital Regular Saver gives you our highest interest rate, at 3% Gross/3.04% AER p.a (variable) on balances up to £1,000.
Just save between £1-£50 a month and access your money at any time.
Specific account eligibility criteria and conditions apply.
Mortgages
Could we help you save money on your mortgage?
We have all the tools, including our mortgage calculators, to help you find out.
Credit Cards
Whether you’re looking to transfer a balance or travel abroad, our credit cards are designed to suit your lifestyle.
Eligibility applies. Over 18’s only.
Savings
Savings that suit you.
We want to help you save in a way that’s best for you. Compare our accounts and reach your savings goals.
Overdrafts
If payday is still a long way off and things are a bit tight, an arranged overdraft could act as a short-term safety net.
Representative 39.49% APR (variable)
To apply, you must be a UK resident, 18+ and have an eligible NatWest current account. Subject to approval.
Investments
Start investing from just £50. Once you’ve invested, it will be managed by Coutts investment managers, so they will do the hard work for you.
The value of investments can go down as well as up, your capital is at risk. Eligibility criteria, fees and charges apply.
Simplicity of switching your Current Account
Want to keep your banking all in one place? It only takes 7 days and your Direct Debits will be moved over, and all the tricky admin bits will be covered.
Take control of your finances
See our helpful hub page for guidance on managing your money and making banking better.
Helping you transition to greener living
Discover our green offers and tips which could help you reduce your carbon impact, and save money.
What Brexit means for you
Our number one priority is to serve and support our customers. Find out more about how we can help with your Brexit banking queries.
Independent service quality survey results for personal current accounts
As part of a regulatory requirement, an independent survey was conducted to ask customers of the largest 17 personal current account providers if they would recommend their provider to friends or family. (Last updated: Feb 2021)