bg-mantle-piece-976

Personal loans

For your borrowing needs

Apply online now

Loans

Apply for a personal loan

When applying online, please ensure you agree with the following statements:

- I am an existing NatWest current account customer and I am over 18 years old
- I have used the loans calculator and can afford the monthly payments for the loan I want
- I have not been declared bankrupt or received a CCJ (County Court Judgement) or Court Decree for unpaid debt
- I have not repeatedly missed payments on bills or debt
- I am a permanent resident in the UK

If you cannot agree with the above, we recommend you visit your local branch or call us to receive personalised guidance from one of our advisors.

Apply online now
Loans calculator Manage my loan
Representative 6.4% APR for loans of £7,500 to £14,950. Other loan amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR.

Call us now on 0845 305 0600

Minicom 0845 900 5961

Personal loans

Flexible lending solutions

As a NatWest Private customer you could borrow up to £25,000 online, in branch or over the phone.

For loans over £25,000 contact your Private Banking Manager or the Private Team.

Loans

Apply for a personal loan

When applying online, please ensure you agree with the following statements:

- I am an existing NatWest current account customer and I am over 18 years old
- I have used the loans calculator and can afford the monthly payments for the loan I want
- I have not been declared bankrupt or received a CCJ (County Court Judgement) or Court Decree for unpaid debt
- I have not repeatedly missed payments on bills or debt
- I am a permanent resident in the UK

If you cannot agree with the above, we recommend you visit your local branch or call us to receive personalised guidance from one of our advisors.

Apply online now
Quick decision

Loans

Apply for a personal loan

When applying online, please ensure you agree with the following statements:

- I am an existing NatWest current account customer and I am over 18 years old
- I have used the loans calculator and can afford the monthly payments for the loan I want
- I have not been declared bankrupt or received a CCJ (County Court Judgement) or Court Decree for unpaid debt
- I have not repeatedly missed payments on bills or debt
- I am a permanent resident in the UK

If you cannot agree with the above, we recommend you visit your local branch or call us to receive personalised guidance from one of our advisors.

Apply online now

You can apply in minutes and we give you instant decisions over 85% of the time.

Loans

Receive your funds the next working day

We endeavour to release your funds as soon as possible. 

Next working day applies if you:

- are registered for Online Banking
- apply between 6.30am - 5.55pm Monday - Thursday
- have your loan application unconditionally accepted
- choose to open your loan online

Sometimes we may need to give an application further consideration, and so the decision may be delayed.

Funds next working day

Loans

Receive your funds the next working day

We endeavour to release your funds as soon as possible. 

Next working day applies if you:

- are registered for Online Banking
- apply between 6.30am - 5.55pm Monday - Thursday
- have your loan application unconditionally accepted
- choose to open your loan online

Sometimes we may need to give an application further consideration, and so the decision may be delayed.

Registered for Online Banking? You could have the funds the next working day.

Loans

Flexible options

- Loans of £1,000 to £14,950 can be repaid over a maximum of 5 years
- Loans from £15,000 to £25,000 can be repaid over a maximum of 7 years
- Home improvement loans over £2,500 can be repaid over a maximum of 10 years
- The minimum loan term is 1 year, irrespective of loan amount

Flexible options

Loans

Flexible options

- Loans of £1,000 to £14,950 can be repaid over a maximum of 5 years
- Loans from £15,000 to £25,000 can be repaid over a maximum of 7 years
- Home improvement loans over £2,500 can be repaid over a maximum of 10 years
- The minimum loan term is 1 year, irrespective of loan amount

A range of loan sizes, including amounts over £25,000 and repayment terms to suit your needs.

Early and overpayments

You can repay the loan early or make overpayments (a fee will apply).

Manage online

View and manage payments to your loan in Online Banking.

Fixed monthly payments

No hidden set up fees, just a fixed interest rate and monthly repayments to help you plan ahead. 

Existing NatWest loan customers

Guidance and information

Manage your loan

Borrowing more

The Private Team

We're here to support you

Existing customers 

You can speak to a member of our Private Team 24/7.

Telephone 0845 305 0600
International +44 118 963 9696 
Minicom 0845 900 5961

 

Eligibility criteria

NatWest Private is available to all customers with a sole income of at least £100,000 paid into their NatWest account, or minimum outstanding mortgage borrowings with us of £300,000, or savings and investments of at least £100,000 held with us.

New customers 

If you would like to join NatWest Private call us to find out more.

Telephone 0800 015 1617
Minicom 0800 404 6161

Helpful tools

Calculate your loan quote

Loans calculator

Here to support you

Apply for a personal loan

Apply online

Loans

Apply for a personal loan

When applying online, please ensure you agree with the following statements:

- I am an existing NatWest current account customer and I am over 18 years old
- I have used the loans calculator and can afford the monthly payments for the loan I want
- I have not been declared bankrupt or received a CCJ (County Court Judgement) or Court Decree for unpaid debt
- I have not repeatedly missed payments on bills or debt
- I am a permanent resident in the UK

If you cannot agree with the above, we recommend you visit your local branch or call us to receive personalised guidance from one of our advisors.

Apply online now
Set Tab for lightbox