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Credit cards

Rewarding cards, tailored to your needs

Speak to us

The Private Team

We're here to support you

Existing customers 

You can speak to a member of our Private Team 24/7.

Telephone 0845 305 0600
International +44 118 963 9696 
Minicom 0845 900 5961

 

Eligibility criteria

NatWest Private is available to all customers with a sole income of at least £100,000 paid into their NatWest account, or minimum outstanding mortgage borrowings with us of £300,000, or savings and investments of at least £100,000 held with us.

New customers 

If you would like to join NatWest Private call us to find out more.

Telephone 0800 015 1617
Minicom 0800 404 6161

Call us now on 0845 305 0600 

Minicom 0845 900 5961

Use our at-a-glance comparison table to see if we've got a credit card that suits your needs.

RTE

Private Black Credit Card 

Clear Rate Platinum Credit Card

To apply you must be a Black Account customer. £24 monthly Black Account fee applies. 

Private Black Credit Card

To apply you need to be aged 18 or over, UK resident and earn at least £10,000.
 

Clear Rate Platinum Credit Card

Balance transfer rate

14.9% p.a. (variable)

6.9% p.a. (variable)

Balance transfer fee

No fee

No fee

Purchase rate

14.9% p.a. (variable)

6.9% p.a. (variable)

Rewards

1.25 points per £1 spent

-

Annual fee

None

£24

Online servicing

MasterCard benefits

Email alerts

Representative example

  • Representative 14.9% APR (variable)
  • Purchase rate 14.94% p.a. (variable)
  • £1,200 assumed credit limit

Your actual credit limit will depend on our credit assessment of you. 

Your actual credit limit will depend on our credit assessment of you.
Your actual credit limit will depend on our credit assessment of you.
  • Representative 11.1% APR (variable)
  • Purchase rate 6.90% p.a. (variable)
  • £1,200 assumed credit limit
  • £24 annual fee

Your actual credit limit will depend on our credit assessment of you. The actual APR you'll receive will depend on your circumstances. For some customers, the purchase and balance transfer rates will be either 9.9% p.a. (variable) or 14.9% p.a. (variable).

Interest and balance transfers

A few things you need to know

  • Interest on fees and charges is payable in line with our terms and conditions. 
  • You can transfer balances of any amount up to 95% of your available credit limit. 

Credit cards

Helpful information

Existing customers

Credit Card Online Services NatWest Black Card NatWest YourPoints Black Account benefits

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