Mortgages | NatWest Private


Whatever your plans, we could help you find the right mortgage to achieve them

NatWest mortgages are available for over 18s

How to apply

Your home or property may be repossessed if you don’t keep up your mortgage repayments

Mortgages Getting started is easy

Take a look at our rates and deals

Thinking of moving home? Find out what your repayments are likely to be and whether there are any additional fees or repayment charges.

Have a mortgage elsewhere? See if NatWest can save you money. Review our rate and get an indication of whether we can lend you the amount you need with an Agreement in Principle.

Mortgage Rate Finder

How to apply for a NatWest mortgage

Know what you're looking for? You can get an agreement in principle online and thereafter decide if you wish to apply in branch, by phone or online. For an Interest Only Mortgage, speak to your Private Banking Manager.

For mortgages over £500,000 you will be assigned your own personal Concierge Manager, as your dedicated point of contact. From the moment you apply, to the first direct debit. They will be on hand, every step of the way.

Learn more about the Mortgage Concierge Service
Mortgages Mortgage Concierge Service

With our Mortgage Concierge Service, we will be on hand, every step of the way. To ensure you have the support you need.

  • Dedicated point of contact from start to finish;
  • Experienced team who understand complexity of your mortgage needs and income streams; and
  • Competitive rates and no additional large loan fees.

Eligibility Criteria

  • Mortgages over £500,000
How to apply
How to apply


Apply online if you are comfortable in choosing a mortgage without advice from us.

You won’t benefit from the protection provided by our advised service.

You cannot apply for a Help to Buy, Right to Buy or Shared Equity mortgage online.

Apply online

By phone

Talk with a member of our mortgage team over the telephone.

We’ll talk you through the process and arrange a phone appointment with a qualified mortgage adviser.

Your appointment will take around 2 hours.


Apply by phone
Telephone banking

Wherever you are – home or abroad – call our dedicated telephone banking team (Private 24) at any time, day or night. They can help you with several things including:

  • Transfers, payments and international payments;
  • Balances and up-to-the-minute statements;
  • Managing your Direct Debits and standing orders;
  • Arranging a free Financial Health Check; and
  • Booking an appointment with your Private Banking Manager

Telephone 0333 202 3330
International +44 161 933 7239
Minicom 0800 027 1395

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Private Banking Manager

You can speak to your Private Banking Manager about your options or browse our full range of mortgages.

They'll have the latest exclusive offers and will be happy to meet whenever and wherever suits.

Book an appointment
Mortgages Book an appointment

From making your money work harder, reviewing your financial goals or getting set-up for mobile banking. Your Private Banking Manager is here to make your life easier and run more smoothly.

If you don't have their mobile number to hand. You can call our dedicated telephony team who can book an appointment for you.


Telephone 0333 202 3330
International +44 161 933 7239
Minicom 0800 027 1395

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NatWest Private How can we help you?
Get in touch

How can we help?

Private 24 Customer Support
Make transfers, payments and international payments, manage your direct debits or book an appointment with your Private Banking Manager

Telephone 0333 202 3330
International +44 161 933 7239
Minicom 0800 027 1395

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Use or claim your Reward Black Account benefits.

Telephone 0345 601 7188
International +44 2392 660 340
Minicom 0345 600 0512

Membership services are open Monday to Friday 8am-8pm (except Bank Holidays) and 9am-5pm on Saturdays. Calls may be recorded.

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Eligibility criteria

NatWest Private is available to all customers with a sole income of at least £100,000 paid into their NatWest account, or minimum outstanding mortgage borrowings with us of £300,000, or savings and investments of at least £100,000 held with us.

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