Loans | NatWest Private

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Loans

We're now offering loans between
£1,000 and £50,000

Apply now Find out if you're likely to be approved

Our lowest ever rate just got lower for loans between £7,500 and £19,950 Representative 3.4% APR  

Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. Over 18s and existing NatWest current account customers only.

Help with your borrowing needs

Whatever your goal – a new car, a new kitchen, or anything else, a NatWest personal loan could help.
 

Borrow between £1k and £50k
£1,000-£7,499 repay over 1-5 years, £7,500-£50,000 over 1-8 years. Home improvement loans over £7,500 repay over 1-10 years.

Online decision in minutes
Bank with us online? We can pre-fill your application, saving you time.

Funds next working day
If you use online banking, apply before 5.55pm Mon-Thur and have your loan unconditionally accepted. Sometimes we'll need to contact you for more information so it takes a little longer.

Get in touch

Wherever you are – home or abroad – you can take advantage of our dedicated teams that are here to help. You can also book an appointment with your Private Banking Manager for expert banking support.

Chat with our team online

Our dedicated WebChat team is on hand 24/7, to help you. They can help you with things like:

  • Real-time balances and up-to-the-minute statements;
  • Online banking and the mobile app;
  • Instant transfers between your NatWest accounts, paying bills and making payments;
  • Managing Direct Debits and standing orders; and
  • Arranging a free financial review with your Private Banking Manager.


  
I need help with my Black Reward Benefits
Login in to membership services to get all the information you need about your benefits and use them online.

Chat now
Chat with our team online

Our dedicated WebChat team is on hand 24/7, to help you. They can help you with things like:

  • Real-time balances and up-to-the-minute statements;
  • Online banking and the mobile app;
  • Instant transfers between your NatWest accounts, paying bills and making payments;
  • Managing Direct Debits and standing orders; and
  • Arranging a free financial review with your Private Banking Manager.


  
I need help with my Black Reward Benefits
Login in to membership services to get all the information you need about your benefits and use them online.

Telephone banking

Wherever you are – home or abroad – call our dedicated telephone banking team (Private 24) at any time, day or night. They can help you with several things including:

  • Transfers, payments and international payments;
  • Balances and up-to-the-minute statements;
  • Managing your Direct Debits and standing orders;
  • Arranging a free Financial Health Check; and
  • Booking an appointment with your Private Banking Manager

Telephone 0333 202 3330
International +44 161 933 7239
Minicom 0800 027 1395


I need help with my Black Reward Benefits
Login in to membership services to get all the information you need about your benefits and use them online.

Call Private 24
Telephone banking

Wherever you are – home or abroad – call our dedicated telephone banking team (Private 24) at any time, day or night. They can help you with several things including:

  • Transfers, payments and international payments;
  • Balances and up-to-the-minute statements;
  • Managing your Direct Debits and standing orders;
  • Arranging a free Financial Health Check; and
  • Booking an appointment with your Private Banking Manager

Telephone 0333 202 3330
International +44 161 933 7239
Minicom 0800 027 1395


I need help with my Black Reward Benefits
Login in to membership services to get all the information you need about your benefits and use them online.

Loans Book an appointment

From making your money work harder, reviewing your financial goals or getting set-up for mobile banking. Your Private Banking Manager is here to make your life easier and run more smoothly.

If you don't have their mobile number to hand. You can call our dedicated telephony team who can book an appointment for you.

  

Telephone 0333 202 3330
International +44 161 933 7239
Minicom 0800 027 1395

Book appointment
Loans Book an appointment

From making your money work harder, reviewing your financial goals or getting set-up for mobile banking. Your Private Banking Manager is here to make your life easier and run more smoothly.

If you don't have their mobile number to hand. You can call our dedicated telephony team who can book an appointment for you.

  

Telephone 0333 202 3330
International +44 161 933 7239
Minicom 0800 027 1395

Your borrowing options

Find out how much you could borrow using our personalised quote tool.
Our loans calculator will show you what your interest rate and monthly payments could be.
If you’re unsure or undecided, our borrowing needs tool can help you compare your borrowing options. 

More about NatWest loans

Already have a loan with us?

You can now stay in control of your existing loan. Request your final settlement amount, find out if you can borrow more, make an additional loan payment, change your payment date and find out the interest rate you're paying on your loan.

Manage your NatWest loan
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