Fixed Rate ISAs - 1 and 2 Years | NatWest

Fixed Rate ISA

Know in advance what your tax-free savings will earn

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Our Fixed Rate ISA lets you:

Have a fixed interest rate on your cash ISA – so you know in advance what your savings will earn

Choose a term that suits you – either one or two years

Keep all the interest - which helps your savings grow faster

Transfers in – bring all your ISAs together in one place

Our current range of Fixed Rate ISAs


                                           

Term

Balance

Interest Payable

Interest rates
AER/Tax-free p.a. (fixed)

Maturity date

1 year £1,000 - £24,999 Annually 0.50% 9th January 2018
1 year £25,000 + Annually 0.55% 9th January 2018
2 year £1,000 - £24,999 Annually 0.60% 9th January 2019
2 year £25,000 + Annually 0.65% 9th January 2019

Interest is calculated daily and paid annually into your ISA on the first business day in April and upon maturity.

Annual Equivalent Rate (AER) – this is a national rate used for interest bearing accounts, which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts. 

Tax-free interest means interest payable is exempt from UK income tax.

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What you should know:
  • Minimum Deposit £1,000
  • Partial withdrawals and additional deposits are not allowed after the Start Date. If you close your account early, it may result in an Early Closure Charge. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. This means that the total amount you receive (including interest earned on your balance) will be no less than your deposit at the Start Date
  • The Fixed Rate ISA start date is 9th January 2016. Up until the start date interest will be paid at the same interest rate as during your term
  • Save up to £15,240 Tax – free in your Fixed Rate ISA for 2016/2017 tax year between 15th November 2016 – 06th January 2017
  • Apply from  15th November – 12th December 2016. This is a limited offer and may be withdrawn at any time.

 

Please note: You will need your National Insurance number during the application.

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Getting started with an ISA

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