Fixed Rate ISAs - 1 and 2 Years | NatWest

Fixed Rate ISA

Know in advance what your tax-free savings will earn

Apply now Manage your existing ISA

Our Fixed Rate ISA lets you:

Have a fixed interest rate on your cash ISA – so you know in advance what your savings will earn

Choose a term that suits you – either one or two years

Keep all the interest - which helps your savings grow faster

Transfers in – bring all your ISAs together in one place


Please note: You will need your National Insurance number during the application.

Our current range of Fixed Rate ISAs




Interest Payable

Interest rates
AER/Tax-free p.a. (fixed)

Maturity date

1 year £1,000 - £24,999 Annually 0.70% 10 July 2018
1 year £25,000 + Annually 0.75% 10 July 2018
2 year £1,000 - £24,999 Annually 0.80% 10 July 2019
2 year £25,000 + Annually 0.85% 10 July 2019

Interest is calculated daily and paid annually into your ISA on the first business day in April and upon maturity.

Annual Equivalent Rate (AER) – this is a national rate used for interest bearing accounts, which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts. 

Tax-free interest means interest payable is exempt from UK income tax.

Apply now
What you should know:
  • Minimum Deposit £1,000
  • Partial withdrawals and additional deposits are not allowed after the Start Date. If you close your account early, it may result in an Early Closure Charge. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. This means that the total amount you receive (including interest earned on your balance) will be no less than your deposit at the Start Date
  • The Fixed Rate ISA start date is 10 July 2017. Up until the start date interest will be paid at the same interest rate as during your term
  • Save up to £20,000  tax – free in your Fixed Rate ISA for the 2017/2018 tax year between 9 May – 7 July 2017.
  • Apply from 9 May – 12 June 2017. This is a limited offer and may be withdrawn at any time.


Please note: You will need your National Insurance number during the application.

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