Fixed Rate ISAs - 1 and 2 Years | NatWest

Fixed Rate ISA

Choose between a 1 or 2 year
Fixed Rate ISA

Earn between 0.80% and 0.95%
AER/Tax-Free p.a. (Fixed)

Available until 18th December 2017

Apply now Manage your existing ISA

Our Fixed Rate ISA lets you:

Choose a term that suits you – either one or two years

Have a fixed interest rate on your cash ISA – so you know in advance what your savings will earn

Keep all of the interest - which helps your savings grow faster

Transfers in – bring all your ISAs together in one place

 

You will need your National Insurance number when applying for a Fixed Rate ISA.

Matures 15 January 2019 1 Year

Balance

£1,000 - £24,999

£25,000+

Interest rate AER/
Tax-free p.a. (fixed)

0.80%

0.85%

Interest is calculated daily and paid annually into your ISA on the first business day in April and upon maturity.

Matures 15 January 2020 2 Year

Balance

£1,000 - £24,999

£25,000+

Interest rate AER/
Tax-free p.a. (fixed)

0.90%

0.95%

Interest is calculated daily and paid annually into your ISA on the first business day in April and upon maturity.

Important info:

Minimum deposit

Fixed Rate ISA start date

ISA Allowance

Application period

Withdrawal and Deposit conditions

Definitions

£1,000.

15 January 2018. Up until this date interest will be paid at the same rate as during your term.

£20,000 for the 2017/2018 tax year.

Apply from 21 November to 18 December 2017. This is a limited offer and may be withdrawn at any time.

Partial withdrawals and additional deposits are not allowed after the Start Date. If you close your account early, it may result in an Early Closure Charge. The Early Closure Charge will be the lower of the amount of interest earned on your account or 90 days’ interest. This means that the total amount you receive (including interest earned on your balance) will be no less than your deposit at the Start Date.

Tax-freeinterest means interest payable is exempt from UK income tax

 

Annual Equivalent Rate (AER)– this is a notional rate used for interest bearing accounts, which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.

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