Cash ISA - Instant access Tax-Free savings | NatWest

Cash ISA

Time is running out to make the most of your 2016/2017 ISA allowance of up to £15,240

The tax year ends on Wednesday 5th April so you need to act before this date to open an ISA account for the 2016/2017 tax year.


You can open the account with just £1


Your interest is tax-free


Take your money out whenever you like


Open a Cash ISA today
Make the most of your tax free savings
Instant access to your savings

You can start saving with as little as £1, and take your money out when you need it.  

Make the most of your cash ISA allowance

You can save up to £15,240 in the 2016/2017 tax year up to 5th April 2017.

Bring your ISA balances together

You can bring your ISA balances together in one place, by completing a transfer in request.


Online, by phone or in branch

You can manage your account online, over the phone or by coming into branch. You can also download our award winning mobile app.  

Important information and documents:
Interest Rates Icon

Interest rate information

Transfer in allowed           


AER/Tax-free p.a. (variable)
  £1 - £24,999 0.01%
  £25,000 - £49,999 0.05%
£50,000 - £99,999
  £100,000+ 0.50%


Rates shown are correct as of 31 October 2016.


The interest rate is variable, so it can go up as well as down. Annual Equivalent Rate (AER). This is a notional rate used for interest bearing accounts which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts. Tax-free interest means interest payable is exempt from UK income tax. p.a. - per annum (per year). Our mobile app is available on most smartphones with a UK mobile number.

You need to be 16 or over, UK resident and not have subscribed to another Cash ISA in the same tax year.

You have to be 16 or over to open a Cash ISA, and be a permanent resident in the UK for tax purposes. Once you've paid in your full year's cash ISA allowance, you won't be able to replace any money you've withdrawn in the same tax year.


You will need your National Insurance number in this application process.

Ready to open a Cash ISA?
Open a Cash ISA today
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