A couple at their kitchen table, using their laptop to go online and view new deals for renewing their existing Natwest mortgage.

Mortgage deals: choosing your new mortgage

Time for a new mortgage deal?

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Is your NatWest residential mortgage deal coming to an end or are you currently paying our Standard Variable Rate?

With our great range of mortgage rates, it may be time to look for a new mortgage deal.

Simply choose your mortgage type below to find out more and see what deals are available.

Why stay with NatWest?


✔ No legal fees or credit checks

As you are an existing customer there is no credit reference search and there are also no legal fees.

✔ No valuation required

We do not require a new valuation when you are changing your existing mortgage to a new deal. We will use the last valuation we have for your home. If you think your house value has changed, you can request to have a new valuation. 

✔ Increased overpayment allowance

We will temporarily increase your annual overpayment allowance from 10% to 30% of your outstanding balance, for the 3.5 months preceding your mortgage deal end date, without you incurring an Early Repayment Charge.

Receive your documentation by e-mail and/or by post

Once you've chosen your rate, we'll send your paperwork by email and/or post. You will then have 14 days to decide if you want to accept. 




What Mortgage

Best National Bank


Unsure if a new mortgage deal is right for you?

Needing some help?

Unsure about rates?


Interest rates may rise at some point in the future. The rises may be small and gradual, but they'll affect everyone with a mortgage.

Research from the Money Advice Service shows that three out of four homeowners haven't considered how a rise would affect their repayments.How could interest rate changes impact you?


Moving home?


Moving home is an exciting time. Whether you are just at the planning stage or are ready to look at your mortgage options, we're here to help.

Get started with our tools today and let us take care of the mortgage so that you can focus on the move.
Let us help you move home


Helpful banking

Protecting your money

We are a member of the Financial Services Compensation Scheme (FSCS). The Scheme can pay compensation to customers if they are eligible and the Bank is unable to pay claims against it. Compensation limits for Mortgage advice and arranging (for business conducted on or after 31 October 2004) - maximum £50,000 i.e. 100% of first £50,000 per person. Further information is available here (650K PDF) or visit www.fscs.org.uk.

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