Mortgage deals: choosing your new mortgage
Time for a new mortgage deal?
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Why stay with NatWest?
✔ No legal fees or credit checks
As you are an existing customer there is no credit reference search and there are also no legal fees.
✔ No valuation required
We do not require a new valuation when you are changing your existing mortgage to a new deal. We will use the last valuation we have for your home. If you think your house value has changed, you can request to have a new valuation.
✔ Increased overpayment allowance
We will temporarily increase your annual overpayment allowance from 10% to 30% of your outstanding balance, for the 3.5 months preceding your mortgage deal end date, without you incurring an Early Repayment Charge.
✔ Receive your documentation by e-mail and/or by post
Once you've chosen your rate, we'll send your paperwork by email and/or post. You will then have 14 days to decide if you want to accept.
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Unsure if a new mortgage deal is right for you?
Needing some help?
Unsure about rates?
Interest rates may rise at some point in the future. The rises may be small and gradual, but they'll affect everyone with a mortgage.
Research from the Money Advice Service shows that three out of four homeowners haven't considered how a rise would affect their repayments.How could interest rate changes impact you?
Moving home is an exciting time. Whether you are just at the planning stage or are ready to look at your mortgage options, we're here to help.
Get started with our tools today and let us take care of the mortgage so that you can focus on the move.
Let us help you move home
Protecting your money
We are a member of the Financial Services Compensation Scheme (FSCS). The Scheme can pay compensation to customers if they are eligible and the Bank is unable to pay claims against it. Compensation limits for Mortgage advice and arranging (for business conducted on or after 31 October 2004) - maximum £50,000 i.e. 100% of first £50,000 per person. Further information is available here (650K PDF) or visit www.fscs.org.uk.