Remortgaging | NatWest


Remortgage to NatWest

See if you could save by moving your mortgage to us

NatWest mortgages are available to over 18s

Your home may be repossessed if you do
not keep up repayments on your mortgage

Add your signposting title here… We pay your standard legal and valuation fees

That's one less cost to worry about when moving your mortgage to us. We'll cover the legal and valuation costs on a standard remortgage. Exclusions apply.

What's the offer and who's eligible?

What's the offer?

We'll pay the legal and valuation costs on a standard remortgage.

What's a standard remortgage?

A standard remortgage is when you're not moving home but want to move your mortgage to us from another lender. To get free valuation and legal fees the following must take place:

  • NatWest must select a solicitor to act on your behalf

  • NatWest must instruct a "drive-by" valuation or a standard valuation depending on the Loan to Value of your property. If you want to have a Homebuyers report or a Structural report you can do so at your own expense


This offer is not valid for the following situations:

  • A property where NatWest already hold the mortgage. We have a 'switcher' process for customers wishing to switch from one type of NatWest mortgage to another, please visit our Manage My Mortgage.

  • A property which you do not currently own, or one owned by a limited company or trust.

Remortgaging How to move your mortgage to NatWest

See if you could save with us

Take a look at our range of mortgage rates and get an idea of the monthly repayment with our helpful rate finder tool. It’s the ideal place to make a quick comparison against your current mortgage deal.


Mortgage Rate Finder



Get an online Agreement in Principle

We ask for some details on your income, outgoings and your outstanding mortgage amount, as well as confirming any additional borrowing you’re looking to take.

In return, we’ll provide an indication of whether we can lend the amount you need and allow you to see a personalised illustration showing you all the costs, including monthly repayment and fees.


Agreement in Principle



Time to apply

So you’ve chosen a deal and it’s time to apply.

In most cases, we offer the choice of applying online, in branch or by phone. It’s down to your circumstances and mortgage choice. Find out more and choose how you wish to apply.


Choose how to apply


See what happens after you apply
Why remortgage to NatWest?

Award winning service - We've been voted the UK's best mortgage lender for 2015.

Free legal and valuation fees for a standard remortgage (exclusions may apply).

Great online tools designed to help you get remortgage ready.

A choice of how to apply - choose whether to apply online, in branch or by phone.

✔ The same rates and deals regardless of how you choose to apply.

Track the progress of your mortgage online with our application tracker.




Ready to get started?
Mortgage Rate Finder

We are a member of the Financial Services Compensation Scheme (FSCS). Further information is available here (650k PDF) or visit

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