Need to remortgage?

Challenge NatWest to save you money...

NatWest mortgages are available for over 18s

Find a great rate

Your home may be repossessed if you do not keep up repayments on your mortgage

Remortgaging is when you switch your mortgage from your current provider to another lender. Perhaps your current deal is ending, or you're looking to lower your interest rate? At NatWest, we have designed an array of helpful mortgage calculators and tools to support you in your remortgaging options. 

Don't go round the houses...

Remortgaging is easy with NatWest

Moving your mortgage to NatWest

remortgage save money couple family

We know everyone has different needs, so we’ve created some simple tools to help you find out if a NatWest Remortgage could be for you.

We’ll help you work out how much you could borrow, and what mortgages may be available to you.

Managing your NatWest mortgage

remortgage couple family remortgaging

Our mortgage deals aren't just for new customers. As an existing customer, you can get exactly the same deals. That's fair banking.

If you already have your mortgage with us and you're looking to renew your deal, you're in the right place.

Find out more about remortgaging

remortgage remortgaging couple sofa

The world of home buying isn't always clear cut.

Our helpful Remortgaging Life Moments section will talk you through the process and give you some helpful hints and tips so that you know where to start.

Why choose NatWest?

What Mortgage

Best National Bank



✔    Online Agreement in Principle

Our online Agreement in Principle tool allows you obtain a lending decision in just 10 minutes.

✔    We'll pay your legal and valuation fees

Worried about the costs? NatWest will pay legal and valuation fees on a standard remortgage.

✔   Over-pay by 10% a year with no Early        Repayment Charges

All our mortgages allow you to over-pay by up to 10% per year with no penalties.

✔    Manage your mortgage online

Our dedicated online mortgage manager service puts you in the driving seat. 

Helpful banking

Protecting your money

We are a member of the Financial Services Compensation Scheme (FSCS). The Scheme can pay compensation to customers if they are eligible and the Bank is unable to pay claims against it. Compensation limits for Mortgage advice and arranging (for business conducted on or after 31 October 2004) - maximum £50,000 i.e. 100% of first £50,000 per person. Further information is available here  ( 650K PDF) or visit

Set Tab for lightbox