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Your home or property may be repossessed if you do not keep up repayments on your mortgage

How to apply for a mortgage

In branch, by phone or online

1. Get an online indicative lending decision

2. Review your mortgage quotes

3. Decide how to apply

You can book an appointment in branch or on the phone, or apply online if offered

Get started

How can we help?

Mortgage tools to get you started

How much can I borrow?

Work out your borrowing potential over 25 years


Our how much can I borrow tool quickly gives you an indication of the maximum amount we might be able to lend you over 25 years without the need for personal details.

 

Would we lend to you?

Using personal data & a soft credit search, you can find out if you are likely to get a mortgage and how to apply.


Input your personal details and you could receive an indicative lending decision instantly online, based on a soft credit search that will not impact your credit record or your ability to obtain credit elsewhere.

  • Quotes for additional borrowing refer to the Mortgage Rate Finder
  • Already have a mortgage with us and your deal is ending soon? View Deals
  • Interested in Buy to Let review our specific pages and contact us direct

 

Mortgage rate finder?

Review our current mortgage range

 

Call us / free call back

How can we help?

Call us or we can call you

Call 0800 096 9527

Call Me - Free call back service

Opening hours: 
Mon-Fri 8am-8pm, Sat 9am-4pm.
Excluding public holidays.
Calls may be recorded.

We have online tools that may save you a call

Intention to lend Manage Your Mortgage Online


Customers with hearing and speech impairments can contact us by using

Minicom number 0800 917 0526

Helpful tools

Tools to help you plan

Find out how much you could borrow before you start looking for your new home.

Use the mortgage calculator to view our rates and get a monthly repayment quote.

What is an offset mortgage and is it right for me?

Why not find out how much home insurance could cost you for the property you are thinking of buying?

Helping you pay off your mortgage earlier

Offset flexible mortgage

 

Find out what offsetting could mean for you and see how much less you could be paying each month if you set your savings against your mortgage. 

See our Offset Flexible Mortgage

Offset mortgage at a glance

 


Interest rate

 

Overall cost for comparison

Product fee

4.00% variable

4.2% APR

£499

Minimum deposit: 20% for capital and interest repayment option

Purpose: Purchase or remortgage

Helpful banking

Protecting your money

With our account monitoring and online fraud protection promise, it's no wonder our customers voted us the UKs most trusted mainstream bank for 2013.

We are a member of the Financial Services Compensation Scheme (FSCS). The Scheme can pay compensation to customers if they are eligible and the Bank is unable to pay claims against it. Compensation limits for Mortgage advice and arranging (for business conducted on or after 31 October 2004) - maximum £50,000 i.e. 100% of first £50,000 per person

Further information is available here or visit www.fscs.org.uk.

Mortgages

How can we help?

Mortgage rate finder
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