Helping you with every step of your mortgage journey
Thinking of applying for a new mortgage
Agreement in principle
With an Agreement in Principle we'll provide an indication of the amount we could lend to you.
We'll then let you know if you can apply online, by phone or in a branch.
Is your mortgage on Standard Variable Rate?
How could interest rate changes impact you?
Interest rates are likely to rise, maybe later this year or perhaps in 2015. The rises may be small and gradual, and they'll affect everyone with a mortgage. But new research from the Money Advice Service shows that three out of four homeowners haven't considered how a rise would affect their repayments.
Protecting your money
We are a member of the Financial Services Compensation Scheme (FSCS). The Scheme can pay compensation to customers if they are eligible and the Bank is unable to pay claims against it. Compensation limits for Mortgage advice and arranging (for business conducted on or after 31 October 2004) - maximum £50,000 i.e. 100% of first £50,000 per person. Further information is available here ( 650K PDF) or visit www.fscs.org.uk.