Home improvement loan - home loan calculator - NatWest

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Home improvement loans

Make a house your home

Apply Now Find out if you're likely to be approved

We're now offering loans between £1,000 and £50,000.


Our lowest ever Representative 3.9% APR  for loans of £7,500 to £25,000.

Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. Over 18s and existing NatWest current account customers only.

Give your house a makeover with a NatWest home improvement loan

Borrow between £1k and £50k
Loans between £1,000 and £2,500 can be repaid over a period of 1 to 5 years, loans over £2,500 repay over 1 to 10 years. The minimum loan term is 1 year.

Borrow for a range of purposes
Can be used for various projects such as a loft conversion, a new conservatory, replacement windows/doors, extension to property, central heating system, new kitchen or new bathroom.

Funds next working day
If you use online banking, apply before 5.55pm Mon-Thur and have your loan unconditionally accepted. Sometimes we'll need to contact you for more information so it takes a little longer.

Use our loan calculator to work out the best loan for you

The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size.

Personalised Quick Quote
Add your signposting title here… Find out if you're likely to be approved

We'll show you how much you may be able to borrow

View your personalised interest rate and monthly payments

There's no impact on your credit rating

Personalised Quick Quote
Add your signposting title here… Home improvement guide

Whether you're just starting to think about improving your home or have started planning, our home improvement guide includes some helpful tools and top tips. You can even share your own home improvement experience.

A guide to improving your home
Ready to apply?
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