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A personal loan could help with your borrowing needs

Apply now Personalised loan quote - no impact on your credit rating

Our best ever Representative 3.9% APR  for loans of £7,500 to £14,950. Don't miss out.

Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. Over 18s and existing NatWest current account customers for a limited time only.

Looking for a loan between £25,000 and £35,000?

You could borrow between £1,000 and £25,000 online, however, if you are looking for a larger loan, please visit us in branch, call us or request a call back.

Personalised loan quote

Find out if you are likely to be accepted for a loan

No impact on your credit rating
View your personalised interest rate and monthly payments
Find out how much you may be able to borrow

If you choose to apply additional checks (including a full credit check) may be carried out and this may affect our decision. 


Find out if you could get a loan


Mobile App customers

Applying for a loan

Great news - applying for a personal loan has never been easier. You can now apply on the move with our Mobile Banking App.

Once signed in, simply select 'More' followed by 'Our Products' to find out more and apply. 

What other ways can I apply?

App available on most smartphones to NatWest customers with Online Banking and a UK mobile number.

Personal loans

Here's why a NatWest loan might be right for you.

Borrow between £1,000 and £25,000

£1,000 - £14,950 repay over 1 to 5 years, £15,000 -£25,000 over up to 7 years. Home improvement loans over £2,500 repay over up to 10 years.



Funds next working day

If you use online banking, apply before 5.55pm Mon-Thur & have your loan unconditionally accepted. Sometimes we'll need to contact you for more information so it takes a little longer. 

Bank with us online? We can pre-fill your application, saving you time.



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Not sure which type of borrowing is right for you?

If you need to borrow money and you are not sure which product might be right for you, use our helpful tool to compare the features of different types of lending.

Compare my borrowing options

Personal loans

Ready to apply?

Apply now Request a call back
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